{"id":4945,"date":"2022-12-05T11:46:33","date_gmt":"2022-12-05T08:46:33","guid":{"rendered":"http:\/\/gencbilgiislem.com\/sigorta\/?p=4945"},"modified":"2022-12-05T11:49:19","modified_gmt":"2022-12-05T08:49:19","slug":"tamamlayici-saglik-sigortasi-avantajlari","status":"publish","type":"post","link":"http:\/\/gencbilgiislem.com\/sigorta\/tamamlayici-saglik-sigortasi-avantajlari\/","title":{"rendered":"Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Avantajlar\u0131"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4945\" class=\"elementor elementor-4945\">\n\t\t\t\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bfc747d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bfc747d\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5dc6399c\" data-id=\"5dc6399c\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-3d31cad4 elementor-widget elementor-widget-text-editor\" data-id=\"3d31cad4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Sa\u011fl\u0131ok, hayat\u0131m\u0131z\u0131 kaliteli ve iyi bir \u015fekilde devam ettirmek olduk\u00e7a \u00f6nemlidir. Sa\u011fl\u0131kl\u0131 bir ya\u015fama sahip olmak, hayattaki di\u011fer konularda ilerlemeyi kolayla\u015ft\u0131r\u0131r. G\u00fcn\u00fcm\u00fczde ya\u015fanan stres, yo\u011fun \u00e7al\u0131\u015fma saatleri ve di\u011fer bir\u00e7adequate fakt\u00f6r sa\u011fl\u0131\u011f\u0131m\u0131z\u0131 tehdit eder. Bu nedenle sa\u011fl\u0131ok ile ilgili bir sorunu en az hasarla atman\u0131za yard\u0131mc\u0131 olan tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 nedir, kapsam\u0131 nelerdir gibi sizler i\u00e7in derledi\u011fimiz bu konular\u0131 daha yak\u0131ndan inceleyelim.<\/p>\n<p><h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Nedir?<\/h2>Tamamlay\u0131c\u0131 sa\u011fl\u0131okay sigortas\u0131 devletin destekledi\u011fi bir sigorta t\u00fcr\u00fcd\u00fcr. SGK\u2019n\u0131n kar\u015f\u0131lamad\u0131\u011f\u0131 veya \u00fccret limitinin a\u015f\u0131ld\u0131\u011f\u0131 tedavi durumlar\u0131n\u0131 kar\u015f\u0131lar. Bu sigorta t\u00fcr\u00fcndeki ama\u00e7 SGK\u2019n\u0131n anla\u015fmal\u0131 oldu\u011fu \u00f6zel sa\u011fl\u0131k kurulu\u015flar\u0131ndaki tedavi masraflar\u0131n\u0131n sigorta \u015firketi taraf\u0131ndan kar\u015f\u0131lanmas\u0131d\u0131r.<\/p>\n<p>Herhangi bir sigorta \u015firketinden tamamlay\u0131c\u0131 sa\u011fl\u0131ok sigortas\u0131 \u00fcr\u00fcn\u00fc sat\u0131n al\u0131p SGK\u2019n\u0131n anla\u015fmal\u0131 oldu\u011fu hastanelerde tedavi olabilirsiniz. Y\u00fcksek kalitede ald\u0131\u011f\u0131n\u0131z bu sa\u011fl\u0131ok hizmetinde SGK\u2019n\u0131n a\u015f\u0131lmas\u0131 durumunu sigorta \u015firketi kar\u015f\u0131lar.<\/p>\n<p><h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131n\u0131n Avantajlar\u0131 Neler?<\/h2>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 bireylere birden fazla avantaj sa\u011flar. Bunlar a\u015fa\u011f\u0131daki gibidir;<\/p>\n<p>\u00d6zel sigorta yapt\u0131racak durumu olmayan bireyler daha uygun fiyata kaliteli bir sa\u011fl\u0131ok hizmeti al\u0131r.<br>Sa\u011fl\u0131okay sorunlar\u0131na can\u0131 s\u0131k\u0131lan bireylerin moraline iyi gelir; \u00e7\u00fcnk\u00fc maddi kay\u0131plar\u0131 minimuma indirir.<br>\u0130\u015fveren sahibi bireyler \u00f6zel sa\u011fl\u0131k sigortas\u0131ndaki gibi gelir vergisi indiriminden yararlanabilirler.<br><h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131ok Sigortas\u0131 Neleri Kapsar?<\/h2>Tamamlay\u0131c\u0131 sa\u011fl\u0131ok sigortas\u0131 kapsam\u0131 yatarak ve ayakta tedavi teminatlar\u0131ndan olu\u015fur. Ani bir hastal\u0131k ve kaza durumunda hastanelerin acil b\u00f6l\u00fcm\u00fcnden yararlan\u0131lmas\u0131n\u0131 sa\u011flar. Bununla birlikte farkl\u0131 teminat t\u00fcrleri sigorta \u015firketlerine g\u00f6re de\u011fi\u015fir. \u00dccretsiz ya da ek prim \u00f6deyerek bu teminat t\u00fcrleri poli\u00e7eye eklenmektedir.<\/p>\n<p><h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Yatarak Tedavi Teminatlar\u0131 Nedir?<\/h2>Hastaneye yat\u0131lmas\u0131 durumunda, yat\u0131\u015f ve tedavi masraflar\u0131n\u0131 tamamlay\u0131c\u0131 sa\u011fl\u0131okay sigortas\u0131 kar\u015f\u0131lar. Ameliyat durumunda ise \u00f6ncesi ve sonras\u0131nda yap\u0131lan tetkikler ve ameliyat \u00fccreti kapsam alt\u0131ndad\u0131r. Ayr\u0131ca bu teminatta; diyaliz, kemoterapi, refakat\u00e7i giderleri ve radyoterapi yer al\u0131r.<\/p>\n<p><h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Ayakta Tedavi Teminatlar\u0131 Nedir?<\/h2>Hastanede yat\u0131lmad\u0131\u011f\u0131 durumlarda muayene, laboratuvar tetkikleri ve r\u00f6ntgen hizmetlerini ayakta tedavi kar\u015f\u0131lar.<\/p>\n<p><h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131okay Sigortas\u0131 Ek Teminatlar\u0131 Nedir?<\/h2>Tamamlay\u0131c\u0131 sa\u011fl\u0131okay sigortas\u0131 ana teminatlara;<\/p>\n<p>Di\u015f bak\u0131m\u0131<br>Check-up<br>Diyetisyen<br>Psikoloji destek teminatlar\u0131 eklenmektedir.<br>Tamamlay\u0131c\u0131 Sa\u011fl\u0131ok Sigortas\u0131 Hakk\u0131nda S\u0131ok\u00e7a Sorulan Sorular<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 \u015eartlar\u0131 Nelerdir?<\/h2>\n<p>Bu sigorta t\u00fcr\u00fcn\u00fc genellikle 65 ya\u015f\u0131na kadar olan devlet memurlar\u0131, SGK\u2019l\u0131lar ve Ba\u011f-Kur\u2019lular yapt\u0131r\u0131r. SGK ve Ba\u011f-Kur \u00e7at\u0131s\u0131 alt\u0131nda yer almayan bireyler yapt\u0131ramaz. Bununla birlikte ailenizde zero-sixty five ya\u015f aras\u0131ndaki di\u011fer bireyler advert\u0131na yapt\u0131rabilirsiniz. Ancak her bir birey i\u00e7in ayr\u0131 ayr\u0131 prim \u00f6demeniz gerekir.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Hangi Hastanelerde Ge\u00e7erlidir?<\/h2>\n<p>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131, SGK ve hizmet al\u0131nan sigorta \u015firketinin anla\u015fmal\u0131 oldu\u011fu hastanelerde ge\u00e7erlidir. Sigorta yapt\u0131r\u0131rken sigorta \u015firketinin anla\u015fmal\u0131 oldu\u011fu hastaneleri bilmeniz karar verme s\u00fcrecinize yard\u0131mc\u0131 olacakt\u0131r. Ayr\u0131ca s\u0131k\u00e7a tercih etti\u011finiz sa\u011fl\u0131okay kurulu\u015flar\u0131n\u0131 poli\u00e7enize eklenmesini talep edebilirsiniz.<\/p>\n<p>Anla\u015fmas\u0131 olmayan bir hastanede bulunuldu\u011funda ayakta tedavi masraflar\u0131 kar\u015f\u0131lanm\u0131yor. Sigorta, yatarak tedavi g\u00f6rme Mevzuat Bilgi Sistemi\u2018nde belirlenen teminatlar kapsam\u0131nda masraflar\u0131 kar\u015f\u0131lar.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 \u00d6demesi Nas\u0131l Yap\u0131lmakta?<\/h2>\n<p>Tamamlay\u0131c\u0131 sa\u011fl\u0131okay sigortas\u0131 \u00f6demeleri farkl\u0131 bankalara ait kredi kartlar\u0131yla pe\u015fin bir \u015fekilde yap\u0131l\u0131yor. Bununla birlikte prim \u00f6demelerinizi taksitler \u015feklinde de b\u00f6lebilirsiniz.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 Neleri Kapsamaz?<\/h2>\n<p>Bu sigorta t\u00fcr\u00fc di\u015f tedavisini, g\u00f6zl\u00fc\u011f\u00fc ve ila\u00e7 masraflar\u0131n\u0131 kapsamaz. Ancak sigorta \u015firketlerine g\u00f6re poli\u00e7ede di\u015f teminat\u0131 ve ambulans teminat\u0131 yer alabilmektedir.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131okay Sigortas\u0131nda G\u00fcnl\u00fcok Muayene Limiti Var M\u0131d\u0131r?<\/h2>\n<p>Muayene limiti genel olarak g\u00fcnl\u00fcok de\u011fil, y\u0131ll\u0131kt\u0131r. Sigorta poli\u00e7esini baz alarak y\u0131ll\u0131k sekiz ve on muayene hakk\u0131n\u0131z vard\u0131r. Ayr\u0131ca ayn\u0131 g\u00fcn i\u00e7erisinde farkl\u0131 bran\u015flar tercih edilirken muayene olunabilir.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131okay Sigortas\u0131 Ne Zaman Ba\u015fl\u0131yor ve Ne Zaman Kullan\u0131l\u0131yor?<\/h2>\n<p>Poli\u00e7ede yer ald\u0131\u011f\u0131 gibi \u00f6\u011flen 12:00\u2019de ba\u015flar, bir y\u0131l sonra ayn\u0131 saatte son bulur. Ancak teminat t\u00fcrlerine g\u00f6re de\u011fi\u015fkenlik mevcuttur. Yatarak tedavi teminat\u0131nda bu s\u00fcre \u00fc\u00e7 ayd\u0131r. Ayakta tedavi teminat\u0131nda ise bekleme s\u00fcresi yoktur. Bununla birlikte hafta sonlar\u0131 ve resmi tatillerde saat s\u0131n\u0131r\u0131 olmadan kullanabilirsiniz.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131okay Sigortas\u0131 Nas\u0131l \u0130ptal Ettiriliyor?<\/h2>\n<p>Sigortay\u0131 iptal etmek isterseniz yapt\u0131rd\u0131\u011f\u0131n\u0131z sigorta \u015firketine dilek\u00e7e yazman\u0131z gerekir. \u0130ptal s\u00fcresi ortalama iki veya \u00fc\u00e7 i\u015f g\u00fcn\u00fcd\u00fcr. Bu s\u00fcrede dilek\u00e7enin sigorta \u015firketine ula\u015ft\u0131\u011f\u0131 tarih baz al\u0131n\u0131yor.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131 ve \u00d6zel Sa\u011fl\u0131k Sigortas\u0131 Aras\u0131ndaki Farklar Nelerdir?<\/h2>\n<p>Tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 devletin destekledi\u011fi bir sigorta t\u00fcr\u00fcd\u00fcr. SGK\u2019n\u0131n anla\u015fmal\u0131 oldu\u011fu \u00f6zel sa\u011fl\u0131ok kurulu\u015flar\u0131nda ge\u00e7erlidir ve teminat\u0131 a\u015fan tedavi masraflar\u0131n\u0131 \u00f6der. Yani tedavi masraflar\u0131n\u0131zda SGK\u2019n\u0131n kar\u015f\u0131lamad\u0131\u011f\u0131 ok\u0131s\u0131m sigorta \u015firketiniz taraf\u0131ndan kar\u015f\u0131lan\u0131yor.<\/p>\n<p>\u00d6zel sa\u011fl\u0131ok sigortas\u0131, poli\u00e7e imzalad\u0131ktan sonra gelebilecek kaza ve hastal\u0131okay durumlar\u0131nda ge\u00e7erlidir. Bu sigorta t\u00fcr\u00fcnde baz\u0131 durumlarda gerekli \u00fccret \u00f6denir veya hi\u00e7 \u00fccret \u00f6denmez. Sigortadan yararlanman\u0131z i\u00e7in SGK\u2019l\u0131 olman\u0131za da gerek yoktur. Ayr\u0131ca \u00f6zel sa\u011fl\u0131k sigortas\u0131n\u0131n tamamlay\u0131c\u0131 sa\u011fl\u0131ok sigortas\u0131na g\u00f6re alan\u0131 daha geni\u015ftir.<\/p>\n<h2>Tamamlay\u0131c\u0131 Sa\u011fl\u0131ok Sigortas\u0131na Teminat Olarak Do\u011fum Sigortas\u0131 Eklenmekte mi?<\/h2>\n<p>Evet, eklenmektedir. \u00d6zellikle hamile kalmay\u0131 d\u00fc\u015f\u00fcnen kad\u0131nlar hem kendileri i\u00e7in hem de bebekleri i\u00e7in bundan yararlanabilirler.<\/p>\n<p>Do\u011fum sigortas\u0131n\u0131n kapsam\u0131 sigorta \u015firketlerine g\u00f6re de\u011fi\u015fiklik g\u00f6sterir. Bu sigorta t\u00fcr\u00fc genel olarak hamilelik s\u00fcrecindeki kontrolleri, do\u011fum ve hastane masraflar\u0131n\u0131 kar\u015f\u0131lar. Bununla birlikte do\u011fum an\u0131nda anne veya bebekte olu\u015fan sa\u011fl\u0131ok sorunlar\u0131 teminat alt\u0131ndad\u0131r. Bu sigortay\u0131 poli\u00e7enize eklemek istiyorsan\u0131z teminat kapsam\u0131n\u0131 incelemeniz gerekir. Bunlar poli\u00e7ede yoksa bireyler, ekleme ba\u015fvurusu tercihi yap\u0131yor.<\/p>\n<p>E\u011fer tamamlay\u0131c\u0131 sa\u011fl\u0131ok sigortan\u0131z\u0131 RaselSigorta\u2019dan yapt\u0131rd\u0131ysan\u0131z, yenileme zaman\u0131 geldi\u011finde sizi SMS ve e-posta yolu ile bilgilendirmekle kalm\u0131yoruz, ayn\u0131 zamanda en do\u011fru karara ula\u015fabilmeniz i\u00e7in kar\u015f\u0131la\u015ft\u0131raca\u011f\u0131n\u0131z t\u00fcm teklifleri kapsaml\u0131 olarak sizinle payla\u015f\u0131yoruz. B\u00f6ylece tamamlay\u0131c\u0131 sa\u011fl\u0131okay sigortan\u0131z\u0131n yenilenme zaman\u0131na dair t\u00fcm kayg\u0131lar\u0131n\u0131z yok olurken ara\u015ft\u0131rma yapman\u0131za gerek duymadan en uygun teklifler ile sigortan\u0131z\u0131 kolayca yenileyebiliyoruz.<\/p>\n<p>Lider sigorta acentesi RaselSigorta \u00fczerinden sadece birka\u00e7 advert\u0131mda tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 sorgulamas\u0131 yaparak tamamlay\u0131c\u0131 sa\u011fl\u0131okay sigortas\u0131 teklifine kolayca ula\u015fabilirsiniz.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n        \t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sa\u011fl\u0131ok, hayat\u0131m\u0131z\u0131 kaliteli ve iyi bir \u015fekilde devam ettirmek olduk\u00e7a \u00f6nemlidir. Sa\u011fl\u0131kl\u0131 bir ya\u015fama sahip olmak, hayattaki di\u011fer konularda ilerlemeyi kolayla\u015ft\u0131r\u0131r. G\u00fcn\u00fcm\u00fczde ya\u015fanan stres, yo\u011fun \u00e7al\u0131\u015fma saatleri ve di\u011fer bir\u00e7adequate fakt\u00f6r sa\u011fl\u0131\u011f\u0131m\u0131z\u0131 tehdit eder. Bu nedenle sa\u011fl\u0131ok ile ilgili bir sorunu en az hasarla atman\u0131za yard\u0131mc\u0131 olan tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 nedir, kapsam\u0131 nelerdir gibi sizler [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,26],"tags":[],"class_list":["post-4945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-saglik"],"_links":{"self":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/comments?post=4945"}],"version-history":[{"count":4,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4945\/revisions"}],"predecessor-version":[{"id":4951,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4945\/revisions\/4951"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media\/4946"}],"wp:attachment":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media?parent=4945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/categories?post=4945"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/tags?post=4945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}