{"id":4911,"date":"2022-12-05T11:20:44","date_gmt":"2022-12-05T08:20:44","guid":{"rendered":"http:\/\/gencbilgiislem.com\/sigorta\/?p=4911"},"modified":"2022-12-05T11:23:46","modified_gmt":"2022-12-05T08:23:46","slug":"saglik-sigortasi-yaptirmaniz-icin-en-onemli-8-neden","status":"publish","type":"post","link":"http:\/\/gencbilgiislem.com\/sigorta\/saglik-sigortasi-yaptirmaniz-icin-en-onemli-8-neden\/","title":{"rendered":"Sa\u011fl\u0131k Sigortas\u0131 Yapt\u0131rman\u0131z \u0130\u00e7in En \u00d6nemli 8 Neden"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4911\" class=\"elementor elementor-4911\">\n\t\t\t\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-4d6a4432 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4d6a4432\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20dc203b\" data-id=\"20dc203b\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-1ffcc4e7 elementor-widget elementor-widget-text-editor\" data-id=\"1ffcc4e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>\u0130nsanlar fiziksel sa\u011fl\u0131klar\u0131n\u0131n en iyi d\u00f6nemindeyken, \u00f6zellikle sorduklar\u0131 tek bir soru vard\u0131r, neden sa\u011fl\u0131ok sigortas\u0131na yat\u0131r\u0131m yapmalar\u0131 gerekti\u011fidir? \u00d6zellikle kariyerinin ba\u015flar\u0131nda olan insanlar kendilerini herhangi bir sa\u011fl\u0131okay sorunundan \u00e7adequate uzakta bulduklar\u0131nda, sa\u011fl\u0131klar\u0131n\u0131 korumak i\u00e7in bir sa\u011fl\u0131ok sigortas\u0131 yapt\u0131rmay\u0131 gereksiz bir harcama gibi g\u00f6rebilir.<\/p>\n<p>\u015eu an, kariyeriniz boyunca uzun vadeli g\u00fcvence olu\u015fturan yat\u0131r\u0131m se\u00e7eneklerine yat\u0131r\u0131m yapman\u0131n ka\u00e7\u0131n\u0131lmaz oldu\u011fu ger\u00e7e\u011fini inkar etmek m\u00fcmk\u00fcn de\u011fildir. Bu kesinlikle hedeflerinize ula\u015fguy\u0131za ve emekli olduktan sonra bile kendinizin ve bakmakla y\u00fck\u00fcml\u00fc oldu\u011funuz ki\u015filerin beklenen ya\u015fam standartlar\u0131n\u0131 koruman\u0131za backyard\u0131mc\u0131 olacakt\u0131r.<\/p>\n<p>Ancak emekli oldu\u011funuzda siz de belli bir ya\u015fta olursunuz ve ya\u015fl\u0131l\u0131\u011f\u0131n sa\u011fl\u0131okay sorunlar\u0131n\u0131 da beraberinde getirdi\u011fi bir ger\u00e7ektir. Bu nedenle, sa\u011fl\u0131ok sigortas\u0131 planlamas\u0131n\u0131 aile mali planlaman\u0131z\u0131n b\u00fct\u00e7esine dahil etmeniz son derece gereklidir. Peki sa\u011fl\u0131okay sigortas\u0131 nedir, sa\u011fl\u0131k sigortas\u0131 yapt\u0131rman\u0131z i\u00e7in en \u00f6nemli eight neden hangi noktalardan olu\u015fur? Hadi gelin hep birlikte bu konuyu daha yak\u0131ndan inceleyelim.<\/p>\n<h2>Sa\u011fl\u0131k Sigortas\u0131 Nedir?<\/h2>\n<p>Basit bir deyi\u015fle, sa\u011fl\u0131ok sigortas\u0131, siz (poli\u00e7e sahibi) ve sigorta \u015firketi aras\u0131nda yap\u0131lan bir s\u00f6zle\u015fmedir ve sigorta \u015firketi, t\u0131bbi harcamalar\u0131n\u0131z\u0131 kar\u015f\u0131lama sorumlulu\u011funu \u00fcstlendi\u011fi zaman, sizin d\u00fczenli bir prim \u00f6demenizi talep eder. Artan t\u0131bbi maliyetlerle birlikte, bir sa\u011fl\u0131ok sigortas\u0131na sahip olmak \u00fclkemizdeki her aile i\u00e7in olduk\u00e7a \u00f6nemlidir.<\/p>\n<p>Geli\u015fmi\u015f teknolojiye eri\u015fimin artmas\u0131, g\u00fcn\u00fcm\u00fczdeki insanlar aras\u0131nda sa\u011fl\u0131okay sigortas\u0131 planlar\u0131 sat\u0131n alman\u0131n \u00f6nemi konusunda \u00f6nemli bir fark\u0131ndal\u0131k yaratt\u0131. Kendiniz ve aile \u00fcyeleriniz i\u00e7in t\u0131bbi yard\u0131m alman\u0131n \u00f6nemini zaten fark ettiyseniz, \u00e7o\u011funluktan bir advert\u0131m \u00f6ndesiniz demektir. Ancak, bunu yapmaman\u0131z durumunda, neden sa\u011fl\u0131ok sigortas\u0131n\u0131 masraf de\u011fil, yat\u0131r\u0131m olarak d\u00fc\u015f\u00fcnmeniz gerekti\u011fini a\u00e7\u0131klaman\u0131za backyard\u0131mc\u0131 olal\u0131m.<\/p>\n<p>Sa\u011fl\u0131k Sigortas\u0131 Yapt\u0131rman\u0131z \u0130\u00e7in eight Neden<\/p>\n<p>Sa\u011fl\u0131k sigortas\u0131 yapt\u0131rman\u0131z i\u00e7in eight neden a\u015fa\u011f\u0131da verilmi\u015ftir:<\/p>\n<p>1. T\u0131bbi olarak sigortal\u0131 olmak, gelecekte finansal istikrars\u0131zl\u0131kla kar\u015f\u0131l. A.\u015fmaktan ka\u00e7\u0131nman\u0131za yard\u0131mc\u0131 olabilir.<\/p>\n<p>T\u0131bbi harcamalar her ge\u00e7en g\u00fcn art\u0131yor. Ayr\u0131ca, herhangi bir zamanda herhangi bir acil t\u0131bbi harcama yapman\u0131z gerekebilir. Ayn\u0131 \u015fey i\u00e7in ayr\u0131 bir h\u00fck\u00fcm koymad\u0131ysan\u0131z, kendinizin veya ailenizin t\u0131bbi ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in birikimlerinizi ara\u015ft\u0131rman\u0131z veya mal varl\u0131\u011f\u0131n\u0131z\u0131 satman\u0131z gerekir. Bir sa\u011fl\u0131ok sigortas\u0131 poli\u00e7esi sat\u0131n almak, herhangi bir t\u0131bbi aciliyet s\u0131ras\u0131nda length finansal istikrar\u0131n g\u00fcvencesini verir.<\/p>\n<p>2. Sa\u011fl\u0131ok sigortas\u0131, en iyi sa\u011fl\u0131ok tedavisini alman\u0131z\u0131 sa\u011flar.<\/p>\n<p>Kaynak yetersizli\u011fi, tedavilerin en iyisini se\u00e7mek yerine makul bir t\u0131bbi tedaviyi se\u00e7menize neden olabilir. \u0130yi bir doktor talebine sahip olmak, en zorlu sa\u011fl\u0131ok ko\u015fullar\u0131n\u0131n \u00fcstesinden gelmek i\u00e7in size en iyi tedaviyi sa\u011flayabilir.<\/p>\n<p>1., Sa\u011fl\u0131ok sigortas\u0131 ile hastanede yat\u0131\u015f masraflar\u0131n\u0131n teminat\u0131n\u0131 alabilirsiniz.<\/p>\n<p>Son y\u0131llarda sadece t\u0131bbi masraflar de\u011fil, poliklinik masraflar\u0131 ve te\u015fhis testleri de \u00e7good enough artm\u0131\u015ft\u0131r. Bu, bir sa\u011fl\u0131ok sigortas\u0131 poli\u00e7esi sat\u0131n alman\u0131n \u00f6nemini daha da art\u0131rm\u0131\u015ft\u0131r. Sa\u011fl\u0131ok sigortas\u0131 poli\u00e7eleri, sadece hastanede yat\u0131\u015f masraflar\u0131n\u0131n yeterli \u015fekilde kar\u015f\u0131lanmas\u0131n\u0131 sa\u011flamakla kalmaz, ayn\u0131 zamanda poli\u00e7ede belirtildi\u011fi gibi te\u015fhis ve baz\u0131 \u00f6nemli testlerinde ortaya \u00e7\u0131kan maliyetlerin belirli bir zaman dilimi \u00f6ncesinde ve sonras\u0131nda kar\u015f\u0131lanmas\u0131n\u0131 sa\u011flar.<\/p>\n<p>4. Cutting-edge dinamik ya\u015fam tarz\u0131 sa\u011fl\u0131ok sigortas\u0131 gerektirir.<\/p>\n<p>Son birka\u00e7 on y\u0131lda, ya\u015fam tarz\u0131m\u0131z \u00e7adequate say\u0131da de\u011fi\u015fikli\u011fe u\u011fram\u0131\u015ft\u0131r. S\u0131k seyahat etmek, yo\u011fun \u00e7al\u0131\u015fma programlar\u0131, sa\u011fl\u0131ks\u0131z beslenme al\u0131\u015fkanl\u0131klar\u0131 ve b\u00fcy\u00fck \u015fehirlerdeki kirlilik seviyesinin y\u00fckselmesi, bizi yeni sa\u011fl\u0131k sorunlar\u0131 riskine maruz b\u0131rakm\u0131\u015ft\u0131r. \u0130\u015fte bu y\u00fczden sa\u011fl\u0131okay sigortas\u0131 hayat\u0131m\u0131z\u0131n gerekli bir par\u00e7as\u0131 haline gelmi\u015ftir.<\/p>\n<p>5. Sa\u011fl\u0131ok sigortas\u0131 yapt\u0131rmay\u0131 se\u00e7mek, emeklilik planlaman\u0131za yard\u0131mc\u0131 olacakt\u0131r.<\/p>\n<p>Ya\u015fl\u0131l\u0131kta geliriniz d\u00fc\u015febilir ancak t\u0131bbi giderleriniz y\u00fcksek olacakt\u0131r. Bununla birlikte, sigortal\u0131 oldu\u011funuzu zaten biliyorsan\u0131z, emeklilikten sonra se\u00e7ti\u011finiz farkl\u0131 se\u00e7enekler i\u00e7in harcama yapabilirsiniz.<\/p>\n<p>Sa\u011fl\u0131okay sigortas\u0131 planlar\u0131 ayr\u0131ca \u00f6m\u00fcr boyu yenilenebilirlik \u00f6zellikleriyle birlikte gelir. Sa\u011fl\u0131k planlar\u0131n\u0131z\u0131 vefat edece\u011finiz zamana kadar yenileyebilirsiniz ve bunun i\u00e7in b\u00f6yle bir ya\u015f s\u0131n\u0131r\u0131 yoktur. Ayr\u0131ca bu se\u00e7im, hayat\u0131n\u0131z\u0131n sonraki a\u015famas\u0131nda \u00e7ok backyard\u0131mc\u0131 olacakt\u0131r. Sa\u011fl\u0131ok sigortas\u0131na sahip olmak length \u00e7adequate fazla esneklik sunacak ve ayn\u0131 zamanda \u00e7ocuklar\u0131n\u0131z\u0131n sa\u011fl\u0131okay harcamalar\u0131n\u0131z\u0131 kar\u015f\u0131lama y\u00fck\u00fcn\u00fc azaltacakt\u0131r.<\/p>\n<p>6. Sa\u011fl\u0131k sigortas\u0131 t\u00fcm tedavi masraflar\u0131n\u0131z\u0131 kar\u015f\u0131lar.<\/p>\n<p>Bir sigorta plan\u0131n\u0131z yok ise, baz\u0131 genel hastal\u0131klar i\u00e7in doktora gitmekte kesinlikle teredd\u00fct edebilirsiniz. Ancak g\u00f6z \u00f6n\u00fcnde bulundurmad\u0131\u011f\u0131n\u0131z \u015fey, bu ok\u00fc\u00e7\u00fck hastal\u0131klar\u0131n daha sonra fark edilmeden gittik\u00e7e ciddi rahats\u0131zl\u0131klara d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fc ger\u00e7e\u011fidir. Genel olarak, sa\u011fl\u0131k sigortas\u0131 planlar\u0131 olan ki\u015filerin, durumlar\u0131 a\u011f\u0131rla\u015fmadan \u00f6nce doktorlar\u0131n\u0131 ziyaret etme olas\u0131l\u0131\u011f\u0131 daha y\u00fcksektir.<\/p>\n<p>7. Sa\u011fl\u0131okay sigortas\u0131 yetersiz sigorta durumuna kar\u015f\u0131 koyar.<\/p>\n<p>Halihaz\u0131rda sa\u011fl\u0131k sigortan\u0131z varsa (\u00f6rne\u011fin, i\u015fvereniniz taraf\u0131ndan sa\u011flanan bir poli\u00e7e) sizi tam olarak neye kar\u015f\u0131 korudu\u011funu ve ne kadar teminat sundu\u011funu mutlaka kontrol edin. Mevcut poli\u00e7eniz olas\u0131 tehditlere kar\u015f\u0131 koruma sa\u011flam\u0131yorsa &#8211; aileden gelen hastal\u0131klar gibi &#8211; ihtiya\u00e7 an\u0131nda yetersiz kalabilir ve \u00f6nemli \u00f6l\u00e7\u00fcde ilerleyen t\u0131bbi tedavilerle, sa\u011fl\u0131k sigortas\u0131na sahip olmak, her t\u00fcrl\u00fc t\u0131bbi ihtiyac\u0131n\u0131z\u0131n finansal olarak kar\u015f\u0131lanmas\u0131n\u0131 sa\u011flayabilir.<\/p>\n<p>8. Sa\u011fl\u0131k sigortas\u0131 ailenizi korur.<\/p>\n<p>\u0130deal bir sa\u011fl\u0131k sigortas\u0131 poli\u00e7esi ararken, ayr\u0131 poli\u00e7eler sat\u0131n almak yerine t\u00fcm ailenizi ayn\u0131 poli\u00e7eyle g\u00fcvence alt\u0131na almay\u0131 se\u00e7ebilirsiniz. Hastal\u0131klara kar\u015f\u0131 savunmas\u0131z olma olas\u0131l\u0131\u011f\u0131 y\u00fcksek olan ya\u015flanan ebeveynlerinizi ve bakmakla y\u00fcokay\u00fcml\u00fc oldu\u011funuz \u00e7ocuklar\u0131 d\u00fc\u015f\u00fcn\u00fcn. Ba\u015flar\u0131na bir \u015fey gelirse en iyi t\u0131bbi tedaviyi g\u00f6rmelerini sa\u011flamak, uygun bir sa\u011fl\u0131ok sigortan\u0131z varsa, endi\u015felenmenize gerek kalmayacak bir \u015feydir. \u0130yice ara\u015ft\u0131r\u0131n, tarafs\u0131z bir fikir edinmek i\u00e7in uzmanlarla konu\u015fun ve her \u015feyi kapsayan bir poli\u00e7e sat\u0131n ald\u0131\u011f\u0131n\u0131zdan emin olun.<\/p>\n<h2>Sa\u011fl\u0131k Sigortas\u0131 Yapt\u0131rmak \u0130\u00e7in Uygun Ya\u015f Ka\u00e7t\u0131r?<\/h2>\n<p>A\u00e7\u0131ok\u00e7as\u0131, sa\u011fl\u0131ok sigortas\u0131 sat\u0131n almak i\u00e7in uygun bir ya\u015f yoktur.<\/p>\n<p>Bununla birlikte, erken ya\u015f\u0131n\u0131zda bir sa\u011fl\u0131okay sigortas\u0131 plan\u0131 sat\u0131n al\u0131rsan\u0131z, \u00e7o\u011fu poli\u00e7eyi se\u00e7mek i\u00e7in \u00e7adequate daha az \u00f6demeniz gerekir. Ya\u015fland\u0131ok\u00e7a sa\u011fl\u0131okay sigortas\u0131 poli\u00e7eniz i\u00e7in \u00f6demeniz gereken primler de giderek artacakt\u0131r. Bunun nedeni, ili\u015fkili sa\u011fl\u0131ok sorunlar\u0131n\u0131n ve riskin zamanla artmas\u0131d\u0131r. Sa\u011fl\u0131k sigortas\u0131 primleri, poli\u00e7e sahibinin ya\u015f\u0131na, t\u0131bbi ge\u00e7mi\u015fine ve nerede ya\u015fad\u0131\u011f\u0131na ba\u011fl\u0131d\u0131r.<\/p>\n<p>Ayr\u0131ca, bir sa\u011fl\u0131ok sigortas\u0131 poli\u00e7esi sat\u0131n al\u0131rken g\u00f6z \u00f6n\u00fcnde bulundurman\u0131z gereken \u00f6nemli bir di\u011fer se\u00e7enekte, kritik hastal\u0131okay sa\u011fl\u0131ok sigortas\u0131 poli\u00e7esini se\u00e7mektir. Kritik hastal\u0131ok poli\u00e7esi, o poli\u00e7enin kapsam\u0131na giren herhangi bir kritik hastal\u0131okay te\u015fhisi konulursa sabit bir miktar \u00f6demeyi teklif eder. Ya sadece kritik hastal\u0131okay sigortas\u0131 poli\u00e7esini sat\u0131n alabilir ya da everyday sa\u011fl\u0131ok sigortan\u0131z\u0131 sat\u0131n al\u0131rken bir eklenti olarak sat\u0131n almay\u0131 da tercih edebilirsiniz. Kritik bir hastal\u0131k te\u015fhisi konulursa, bu kritik hastal\u0131okay poli\u00e7esi, genel sa\u011fl\u0131ok sigortas\u0131 plan\u0131n\u0131z i\u00e7in b\u00fcy\u00fck bir destek g\u00f6revi g\u00f6r\u00fcr.<\/p>\n<p>Lider sigorta acentesi <b>Rasel Sigorta<\/b> \u00fczerinden sadece birka\u00e7 advert\u0131mda sa\u011fl\u0131k sigortas\u0131 sorgulamas\u0131 yaparak, sa\u011fl\u0131okay sigortas\u0131 teklifine kolayca ula\u015fabilirsiniz.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n        \t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0130nsanlar fiziksel sa\u011fl\u0131klar\u0131n\u0131n en iyi d\u00f6nemindeyken, \u00f6zellikle sorduklar\u0131 tek bir soru vard\u0131r, neden sa\u011fl\u0131ok sigortas\u0131na yat\u0131r\u0131m yapmalar\u0131 gerekti\u011fidir? \u00d6zellikle kariyerinin ba\u015flar\u0131nda olan insanlar kendilerini herhangi bir sa\u011fl\u0131okay sorunundan \u00e7adequate uzakta bulduklar\u0131nda, sa\u011fl\u0131klar\u0131n\u0131 korumak i\u00e7in bir sa\u011fl\u0131ok sigortas\u0131 yapt\u0131rmay\u0131 gereksiz bir harcama gibi g\u00f6rebilir. \u015eu an, kariyeriniz boyunca uzun vadeli g\u00fcvence olu\u015fturan yat\u0131r\u0131m se\u00e7eneklerine yat\u0131r\u0131m yapman\u0131n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4871,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,26],"tags":[],"class_list":["post-4911","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-saglik"],"_links":{"self":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/comments?post=4911"}],"version-history":[{"count":4,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4911\/revisions"}],"predecessor-version":[{"id":4916,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4911\/revisions\/4916"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media\/4871"}],"wp:attachment":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media?parent=4911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/categories?post=4911"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/tags?post=4911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}