{"id":4638,"date":"2022-11-30T16:34:02","date_gmt":"2022-11-30T13:34:02","guid":{"rendered":"http:\/\/gencbilgiislem.com\/sigorta\/?p=4638"},"modified":"2022-11-30T16:36:12","modified_gmt":"2022-11-30T13:36:12","slug":"trafik-sigortasi-fiyatlari-2022","status":"publish","type":"post","link":"http:\/\/gencbilgiislem.com\/sigorta\/trafik-sigortasi-fiyatlari-2022\/","title":{"rendered":"Trafik Sigortas\u0131 Fiyatlar\u0131 2022"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4638\" class=\"elementor elementor-4638\">\n\t\t\t\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-29229b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29229b7\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-69de1735\" data-id=\"69de1735\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-7962eb2b elementor-widget elementor-widget-text-editor\" data-id=\"7962eb2b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Trafik sigortas\u0131, g\u00fcn\u00fcm\u00fczde bir\u00e7good enough ara\u00e7 sahibini ilgilendiren bir sigorta t\u00fcr\u00fcd\u00fcr. Yapt\u0131r\u0131lmas\u0131 zorunlu olan bu sigorta t\u00fcr\u00fcn\u00fcn fiyatlar\u0131 her y\u0131l de\u011fi\u015fmektedir. Peki trafik sigortas\u0131 fiyatlar\u0131 2022 y\u0131l\u0131nda ne kadar oldu? Sizler i\u00e7in derledi\u011fimiz bu konuyu biraz a\u00e7al\u0131m.<\/p>\n<p><h2>Trafik Sigortas\u0131 Nedir?<\/h2>Trafik sigortas\u0131, ara\u00e7 sahiplerinin yapt\u0131rmak zorunda oldu\u011fu ve devlet taraf\u0131ndan kanunen zorunlu okay\u0131l\u0131nan bir sigortad\u0131r. Bu sigortan\u0131n amac\u0131 sigortal\u0131 bireyin trafikteki di\u011fer ara\u00e7lara ve ki\u015filere verece\u011fi hasar\u0131n teminat alt\u0131na al\u0131nmas\u0131n\u0131 sa\u011flamakt\u0131r. 2918 say\u0131l\u0131 yasa gere\u011fince t\u00fcm motorlu ta\u015f\u0131tlar trafik sigortas\u0131n\u0131 yapt\u0131rmak zorundad\u0131r.<\/p>\n<p>Bu sigorta sayesinde s\u00f6z konusu sigortal\u0131 arac\u0131n trafikteki di\u011fer s\u00fcr\u00fcc\u00fc, yolcu, yaya ve ara\u00e7lara verece\u011fi hasar kar\u015f\u0131lan\u0131r. Bununla birlikte zorunlu trafik sigortas\u0131 her y\u0131l yenilenir.<\/p>\n<p><h2><b>Trafik Sigortas\u0131 Tavan Fiyatlar\u0131 2022<\/b><\/h2><b>Trafik sigortas\u0131 fiyatlar\u0131 2022 y\u0131l\u0131 i\u00e7in ara\u00e7 t\u00fcr\u00fcne ve basamaklar\u0131na g\u00f6re \u015fu \u015fekilde belirlenmi\u015ftir:<\/b><\/p>\n<p>Ara\u00e7 T\u00fcr\u00fc<\/p>\n<p>1. Basamak<\/p>\n<p>Four. Basamak<\/p>\n<p>7. Basamak<\/p>\n<p>Otomobil<\/p>\n<p>Four.577 TL<\/p>\n<p>1.831 TL<\/p>\n<p>1.007 TL<\/p>\n<p>Kamyonet<\/p>\n<p>5.983 TL<\/p>\n<p>2.393 TL<\/p>\n<p>1.316 TL<\/p>\n<p>Trakt\u00f6r<\/p>\n<p>936 TL<\/p>\n<p>374 TL<\/p>\n<p>206 TL<\/p>\n<p>Motosiklet<\/p>\n<p>1.866 TL<\/p>\n<p>746 TL<\/p>\n<p>411 TL<\/p>\n<p>Kamyon<\/p>\n<p>12.805 TL<\/p>\n<p>5.122 TL<\/p>\n<p>2.817 TL<\/p>\n<p>Minib\u00fcs (9-15 koltuk)<\/p>\n<p>Eight.043 TL<\/p>\n<p>Three.217 TL<\/p>\n<p>1.769 TL<\/p>\n<p>\u00c7ekici<\/p>\n<p>21.461 TL<\/p>\n<p>8.585 TL<\/p>\n<p>Four.721 TL<\/p>\n<p>Otob\u00fcs (sixteen-30 koltuk)<\/p>\n<p>Eleven.462 TL<\/p>\n<p>4.585 TL<\/p>\n<p>2.522 TL<\/p>\n<p>Taksi<\/p>\n<p>Eleven.847 TL<\/p>\n<p>4.739 TL<\/p>\n<p>2.606 TL<\/p>\n<p><\/p>\n<p>Yukar\u0131daki trafik sigortas\u0131 tavan fiyatlar\u0131 \u0130stanbul ilinde kullan\u0131lan hasar basamaklar\u0131nda ge\u00e7erlidir. Bu fiyatlar; arac\u0131n t\u00fcr\u00fcne, hasar ge\u00e7mi\u015fine ve kullan\u0131ld\u0131\u011f\u0131 ile ba\u011fl\u0131 olarak de\u011fi\u015fkenlik g\u00f6sterir.<\/p>\n<p>Zorunlu Trafik Sigortas\u0131 Teminatlar\u0131<br>Zorunlu trafik sigortas\u0131 ana ve ek olarak kapsad\u0131\u011f\u0131 teminatlara g\u00f6re ikiye ayr\u0131l\u0131r. Ana teminatlar her poli\u00e7ede yer al\u0131r ve kapsam\u0131 a\u015fa\u011f\u0131dad\u0131r:<\/p>\n<p>\u00d6l\u00fcm teminat\u0131<br>Sa\u011fl\u0131ok giderleri teminat\u0131<br>Maddi zararlar teminat\u0131<br>S\u00fcrekli sakatl\u0131okay teminat\u0131<br>Ek teminatlar ise threat gruplar\u0131na g\u00f6re kullan\u0131m tarz\u0131na ba\u011fl\u0131 olarak tercih edilir. Kapsam\u0131 a\u015fa\u011f\u0131daki gibidir:<\/p>\n<p>Mini onar\u0131m hizmeti<br>Asistans teminat\u0131<br>Hukuksal koruma<br>Sigara yan\u0131\u011f\u0131<br>Her y\u0131l de\u011fi\u015fen trafik sigortas\u0131 teminatlar\u0131 2022 y\u0131l\u0131 i\u00e7in Hazine M\u00fcste\u015farl\u0131\u011f\u0131 taraf\u0131ndan \u015fu \u015fekilde belirlenmi\u015ftir:<\/p>\n<p>Maddi (TL)<\/p>\n<p>Sa\u011fl\u0131ok Gideri (TL)<\/p>\n<p>Sakatlanma ve \u00d6l\u00fcm (TL)<\/p>\n<p>Ara\u00e7 T\u00fcr\u00fc<\/p>\n<p>Ara\u00e7 Ba\u015f\u0131<\/p>\n<p>Kaza Ba\u015f\u0131<\/p>\n<p>Ki\u015fi Ba\u015f\u0131<\/p>\n<p>Kaza Ba\u015f\u0131<\/p>\n<p>Ki\u015fi Ba\u015f\u0131<\/p>\n<p>Kaza Ba\u015f\u0131<\/p>\n<p>Otomobil, Taksi<\/p>\n<p>Forty three.000<\/p>\n<p>86.000<\/p>\n<p>430.000<\/p>\n<p>2.A hundred and fifty.000<\/p>\n<p>430.000<\/p>\n<p>2.150.000<\/p>\n<p>Kamyonet, Kamyon, Minib\u00fcs, \u00c7ekici<\/p>\n<p>Forty three.000<\/p>\n<p>86.000<\/p>\n<p>430.000<\/p>\n<p>4.Three hundred.000<\/p>\n<p>430.000<\/p>\n<p>Four.Three hundred.000<\/p>\n<p>Trakt\u00f6r<\/p>\n<p>43.000<\/p>\n<p>86.000<\/p>\n<p>430.000<\/p>\n<p>2.A hundred and fifty.000<\/p>\n<p>430.000<\/p>\n<p>2.One hundred fifty.000<\/p>\n<p>Motosiklet<\/p>\n<p>43.000<\/p>\n<p>86.000<\/p>\n<p>430.000<\/p>\n<p>1.290.000<\/p>\n<p>430.000<\/p>\n<p>1.290.000<\/p>\n<p>Otob\u00fcs (S\u00fcr\u00fcc\u00fc d\u00e2hil 18-30 koltuk)<\/p>\n<p>Forty three.000<\/p>\n<p>86.000<\/p>\n<p>430.000<\/p>\n<p>7.740.000<\/p>\n<p>430.000<\/p>\n<p>7.440.000<\/p>\n<p>Otob\u00fcs (S\u00fcr\u00fcc\u00fc d\u00e2hil 31 ve \u00fcst\u00fc koltuk)<\/p>\n<p>43.000<\/p>\n<p>86.000<\/p>\n<p>430.000<\/p>\n<p>Thirteen.330.000<\/p>\n<p>430.000<\/p>\n<p>Thirteen.330.000<\/p>\n<p><\/p>\n<p>Arac\u0131n kaza ge\u00e7irmesi durumunda sigortan\u0131n kar\u015f\u0131layaca\u011f\u0131 en y\u00fcksek fiyat forty three.000 TL iken kaza ba\u015f\u0131na bu fiyat 86.000 TL\u2019dir. Belirlenen bu fiyatlar\u0131n \u00fczerindeki tutarlar ara\u00e7 sahibi birey taraf\u0131ndan kar\u015f\u0131lan\u0131r. Ancak bireyin kaskosunda ihtiyari mali mesuliyet (\u0130MM) teminat\u0131 varsa bu teminat limitinde kalan k\u0131s\u0131m kasko taraf\u0131ndan kar\u015f\u0131lan\u0131r.<\/p>\n<p>Zorunlu Trafik Sigortas\u0131 Hasars\u0131zl\u0131okay \u0130ndirimi<br>Zorunlu trafik sigortas\u0131 hasars\u0131zl\u0131k indirimi a\u015fa\u011f\u0131daki gibidir:<\/p>\n<p>Y\u0131l<\/p>\n<p>Basamak No<\/p>\n<p>Hasars\u0131zl\u0131ok \u0130ndirimi (%)<\/p>\n<p>Prim art\u0131r\u0131m\u0131 (%)<\/p>\n<p>4<\/p>\n<p>7<\/p>\n<p>Forty five<\/p>\n<p>&#8211;<\/p>\n<p>3<\/p>\n<p>6<\/p>\n<p>30<\/p>\n<p>&#8211;<\/p>\n<p>2<\/p>\n<p>Five<\/p>\n<p>15<\/p>\n<p>&#8211;<\/p>\n<p>1<\/p>\n<p>4<\/p>\n<p>&#8211;<\/p>\n<p>&#8211;<\/p>\n<p>2<\/p>\n<p>3<\/p>\n<p>&#8211;<\/p>\n<p>50<\/p>\n<p>3<\/p>\n<p>2<\/p>\n<p>&#8211;<\/p>\n<p>One hundred<\/p>\n<p>4<\/p>\n<p>1<\/p>\n<p>&#8211;<\/p>\n<p>150<\/p>\n<p><\/p>\n<p>Arac\u0131na ilk kez trafik sigortas\u0131 yapt\u0131racak birey four. Basamaktan ba\u015flar. Hasars\u0131z her y\u0131l\u0131 i\u00e7in bir \u00fcst basama\u011fa \u00e7\u0131karken hasarl\u0131 ge\u00e7irdi\u011fi her y\u0131l i\u00e7in bir alt basama\u011fa d\u00fc\u015fer.<\/p>\n<h2>Trafik Sigortas\u0131 Fiyatlar\u0131 Neye G\u00f6re De\u011fi\u015fir?<\/h2>\n<p><b>Trafik sigortas\u0131 fiyatlar\u0131 bir\u00e7ok fakt\u00f6re g\u00f6re de\u011fi\u015fkenlik g\u00f6sterir. <\/b>Sigorta \u015firketlerine g\u00f6re bu fiyat farkl\u0131l\u0131klar\u0131 da s\u00f6z konusudur. Bununla birlikte trafik sigortas\u0131 fiyatlar\u0131na do\u011frudan etki eden fakt\u00f6rler a\u015fa\u011f\u0131dad\u0131r:<\/p>\n<p>Arac\u0131n ya\u015f\u0131<br>Arac\u0131n hasar kayd\u0131<br>Arac\u0131n ba\u011fl\u0131 oldu\u011fu il plaka kodu<br>Ara\u00e7 sahibi bireyin kaza ge\u00e7mi\u015fi<br><h2>Arac\u0131n Hasar Durumu Trafik Sigortas\u0131 Fiyatlar\u0131na Nas\u0131l Etki Eder?<\/h2><\/p>\n<p>Trafik sigortas\u0131 poli\u00e7esine arac\u0131n hasar durumu ve ara\u00e7 sahibi bireyin trafik ge\u00e7mi\u015fi gibi detaylar etki eder. Bu noktada trafik kurallar\u0131na uyan s\u00fcr\u00fcc\u00fcler \u00f6d\u00fcllendirilirken hatal\u0131 s\u00fcr\u00fcc\u00fcler cayd\u0131r\u0131l\u0131r.<\/p>\n<p>Son \u00fc\u00e7 y\u0131lda ara\u00e7ta hasar mevcut ise %150 bir zam s\u00fcr\u00fcc\u00fclerin kar\u015f\u0131s\u0131na gelebilir.<br>Ge\u00e7mi\u015f iki y\u0131l hasar ile tamamlanm\u0131\u015fsa %a hundred bir zam meydana gelir.<br>Son bir y\u0131lda hasar varsa %50 bir zam olu\u015fur.<br>Poli\u00e7enin yapt\u0131r\u0131ld\u0131\u011f\u0131 y\u0131l hasar yoksa %15 indirim kazan\u0131l\u0131r.<br>Poli\u00e7enin ikinci y\u0131l\u0131nda da hasar yoksa bir sonraki y\u0131l i\u00e7in %30 indirim kazan\u0131l\u0131r.<br>Poli\u00e7enin ilk \u00fc\u00e7 y\u0131l\u0131nda hasar yoksa %forty five\u2019lik bir indirim uygulan\u0131r.<br>Trafik Sigortas\u0131 ile \u0130lgili S\u0131okay\u00e7a Sorulan Sorular<\/p>\n<h2>Trafik ve Kasko Sigortas\u0131 Aras\u0131ndaki Farklar Nelerdir?<\/h2>\n<p><b>Trafik sigortas\u0131 ve kasko sigortas\u0131 aras\u0131ndaki farklar \u015funlard\u0131r:<\/b><\/p>\n<p>Trafik sigortas\u0131 yapt\u0131r\u0131lmas\u0131 zorunlu bir sigorta t\u00fcr\u00fcd\u00fcr. Kasko ise iste\u011fe ba\u011fl\u0131d\u0131r.<br>Trafik sigortas\u0131 kaza durumunda kar\u015f\u0131 tarafta meydana gelebilecek zararlar\u0131 teminat alt\u0131na al\u0131r. Kasko ise bireyin kendi arac\u0131nda olu\u015fan hasarlar\u0131 kar\u015f\u0131lar.<br>Trafik sigortas\u0131 fiyatlar\u0131nda tavan fiyat uygulamas\u0131 vard\u0131r. Kasko poli\u00e7elerinde ise bu uygulama yoktur ve teminat kapsam\u0131na g\u00f6re fiyatlar de\u011fi\u015fir.<br><h2>Trafik Sigortas\u0131 Fiyatlar\u0131 Nas\u0131l Hesaplan\u0131r?<\/h2><\/p>\n<p><b>Trafik sigortas\u0131 fiyatlar\u0131n\u0131n hesaplanmas\u0131nda \u00fc\u00e7 fakt\u00f6r baz al\u0131n\u0131r:<\/b><\/p>\n<p>Arac\u0131n t\u00fcr\u00fc<br>Tavan fiyat<br>S\u00fcr\u00fcc\u00fcn\u00fcn yer ald\u0131\u011f\u0131 hasars\u0131zl\u0131okay basama\u011f\u0131<br>Trafik Sigortas\u0131 Poli\u00e7esi Kimin advert\u0131na Yap\u0131lmal\u0131d\u0131r?<\/p>\n<p>Trafik sigortas\u0131 poli\u00e7esi arac\u0131n ruhsat\u0131 kimin ad\u0131na kay\u0131tl\u0131ysa o bireyin \u00fczerine yap\u0131l\u0131r. Ancak ruhsat birden fazla ki\u015finin \u00fczerine yap\u0131ld\u0131ysa herhangi birinin ad\u0131na da yap\u0131labilir.<\/p>\n<h2>Trafik Sigortas\u0131 Olmayan Ara\u00e7 Muayeneden Ge\u00e7er mi?<\/h2>\n<p>A\u011f\u0131r kusurlu say\u0131lan trafik sigortas\u0131 olmayan ara\u00e7lar, ara\u00e7 muayeneden ge\u00e7emez.<\/p>\n<h2><b>K\u0131sa S\u00fcreli Trafik Sigortas\u0131 Yapt\u0131rabilir mi?<\/b><\/h2>\n<p>Trafik sigortas\u0131 en az bir y\u0131ll\u0131ok i\u00e7in yap\u0131l\u0131r. Yani ok\u0131sa s\u00fcreli bu sigorta t\u00fcr\u00fc yap\u0131lamaz. Ok\u0131sa s\u00fcreli trafik sigortas\u0131 sadece arac\u0131n ge\u00e7ici plaka almas\u0131 durumunda ve yabanc\u0131 plakalar i\u00e7in yap\u0131l\u0131r.<\/p>\n<h2>Trafik Sigortas\u0131 Yapt\u0131rmaman\u0131n Cezas\u0131 Nedir?<\/h2>\n<p>2022 y\u0131l\u0131 i\u00e7in Maliye Bakanl\u0131\u011f\u0131 trafik sigortas\u0131 yapt\u0131rmama cezas\u0131n\u0131 one hundred forty four TL olarak belirlemi\u015ftir. Bununla birlikte sigortas\u0131 bulunmayan ara\u00e7 poli\u00e7e yapt\u0131rana kadar trafikten guys edilir.<\/p>\n<h2>Trafik Sigortas\u0131 \u0130ptal Edilebilir mi?<\/h2>\n<p>Arac\u0131n sadece sat\u0131ld\u0131\u011f\u0131 durumlarda trafik sigortas\u0131 iptal edilebilir. Bu i\u015flem mevzuatlar\u0131n uygunlu\u011funa g\u00f6re ger\u00e7ekle\u015fir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n        \t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Trafik sigortas\u0131, g\u00fcn\u00fcm\u00fczde bir\u00e7good enough ara\u00e7 sahibini ilgilendiren bir sigorta t\u00fcr\u00fcd\u00fcr. Yapt\u0131r\u0131lmas\u0131 zorunlu olan bu sigorta t\u00fcr\u00fcn\u00fcn fiyatlar\u0131 her y\u0131l de\u011fi\u015fmektedir. Peki trafik sigortas\u0131 fiyatlar\u0131 2022 y\u0131l\u0131nda ne kadar oldu? Sizler i\u00e7in derledi\u011fimiz bu konuyu biraz a\u00e7al\u0131m. Trafik Sigortas\u0131 Nedir? Trafik sigortas\u0131, ara\u00e7 sahiplerinin yapt\u0131rmak zorunda oldu\u011fu ve devlet taraf\u0131ndan kanunen zorunlu okay\u0131l\u0131nan bir sigortad\u0131r. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4380,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,24],"tags":[],"class_list":["post-4638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-tasit"],"_links":{"self":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/comments?post=4638"}],"version-history":[{"count":4,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4638\/revisions"}],"predecessor-version":[{"id":4643,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4638\/revisions\/4643"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media\/4380"}],"wp:attachment":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media?parent=4638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/categories?post=4638"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/tags?post=4638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}