{"id":4629,"date":"2022-11-30T16:30:19","date_gmt":"2022-11-30T13:30:19","guid":{"rendered":"http:\/\/gencbilgiislem.com\/sigorta\/?p=4629"},"modified":"2022-11-30T16:32:25","modified_gmt":"2022-11-30T13:32:25","slug":"trafik-sigortasi-suresi-doldugunda-ne-yapilmali","status":"publish","type":"post","link":"http:\/\/gencbilgiislem.com\/sigorta\/trafik-sigortasi-suresi-doldugunda-ne-yapilmali\/","title":{"rendered":"Trafik Sigortas\u0131 S\u00fcresi Doldu\u011funda Ne Yap\u0131lmal\u0131?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4629\" class=\"elementor elementor-4629\">\n\t\t\t\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-60502094 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60502094\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b67a11\" data-id=\"6b67a11\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-1d7cc267 elementor-widget elementor-widget-text-editor\" data-id=\"1d7cc267\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><b>Trafik sigortas\u0131<\/b>, her motorlu ta\u015f\u0131t sahibi bireyin yapt\u0131rmak zorunda oldu\u011fu bir sigorta t\u00fcr\u00fcd\u00fcr. Bu sigorta t\u00fcr\u00fc kazaya kar\u0131\u015fan ara\u00e7 sahibi ve di\u011fer bireylerin hasar ve sa\u011fl\u0131ok masraflar\u0131n\u0131 kar\u015f\u0131lar. Trafik sigortas\u0131n\u0131 yapt\u0131rmaman\u0131n ise baz\u0131 yapt\u0131r\u0131mlar\u0131 vard\u0131r. Bu sebeple bireylerin zorunlu trafik sigortas\u0131 yenileme hakk\u0131nda baz\u0131 bilgileri \u00f6\u011frenmeleri gerekir. Peki trafik sigortas\u0131 s\u00fcresi doldu\u011funda ne yap\u0131lmal\u0131? Hadi gelin hep birlikte sizler i\u00e7in derledi\u011fimiz bu konuyu daha yak\u0131ndan inceleyelim.<\/p><h2>Trafik Sigortas\u0131 Nedir, Hangi Durumlarda Gereklidir?<\/h2><p><b>2918 say\u0131l\u0131 Karayollar\u0131 Trafik Kanunu<\/b> gere\u011fince t\u00fcm motorlu ara\u00e7 sahipleri zorunlu trafik sigortas\u0131 yapt\u0131rmal\u0131d\u0131r. Bu sigorta t\u00fcr\u00fc herhangi bir kaza sonucu ara\u00e7larda meydana gelen hasarlarda s\u00fcr\u00fcc\u00fcy\u00fc g\u00fcvence alt\u0131na al\u0131r. Bununla birlikte 3. Ki\u015filerin yaralanmas\u0131 durumunda da ge\u00e7erlidir. Sigorta \u015firketleri poli\u00e7e s\u00fcresi boyunca kazalarda olu\u015fan zararlar\u0131 kar\u015f\u0131lamakla y\u00fcok\u00fcml\u00fcd\u00fcr.<\/p><h2>Trafik Sigortas\u0131 Ka\u00e7 Y\u0131lda Bir Yap\u0131lmal\u0131d\u0131r?<\/h2><p>Trafik s\u0131ras\u0131nda ara\u00e7 sahiplerinin haklar\u0131n\u0131 koruyan trafik sigortas\u0131 s\u00fcresi bir y\u0131ld\u0131r. Bu s\u00fcre tamamland\u0131\u011f\u0131nda s\u00fcr\u00fcc\u00fcler poli\u00e7elerini yenilemek zorundad\u0131r. Bununla birlikte poli\u00e7e yenileme i\u015flemleri s\u0131f\u0131r ve ikinci ara\u00e7lar i\u00e7in de\u011fi\u015fkenlik g\u00f6sterir. S\u0131f\u0131r ara\u00e7lar i\u00e7in trafik sigortas\u0131 yapt\u0131rma i\u015flemi arac\u0131n sat\u0131n al\u0131m\u0131nda hemen ger\u00e7ekle\u015fmelidir. \u0130kinci el ara\u00e7larda ise bu s\u00fcre noter sat\u0131\u015f\u0131 sonras\u0131 on be\u015f g\u00fcn olarak belirlenmi\u015ftir.<\/p><p>\u0130kinci el ara\u00e7lar\u0131n sat\u0131\u015f\u0131nda eski ruhsata kay\u0131tl\u0131 olan trafik sigortas\u0131 yeni sigortada ge\u00e7erli de\u011fildir. Ancak ara\u00e7ta aktif bir sigorta bulunuyorsa bu sigorta on be\u015f g\u00fcn i\u00e7in devam eder. Bu s\u00fcre zarf\u0131nda ara\u00e7lar\u0131n sigortalar\u0131n\u0131 yapt\u0131rmayan ve yenilemeyen s\u00fcr\u00fcc\u00fclere ceza kesilir ve arac\u0131n trafi\u011fe \u00e7\u0131kmas\u0131 yasaklan\u0131r. S\u00fcr\u00fcc\u00fcler ara\u00e7lar\u0131n\u0131 tekrar kullanabilmek i\u00e7in prosed\u00fcrlere uymak zorundad\u0131r.<\/p><p>Trafik Sigortas\u0131 Yapt\u0131r\u0131rken Gerekli Belge ve Bilgiler<br \/>Trafik sigortas\u0131 yapt\u0131r\u0131rken ihtiyac\u0131n\u0131z olan belgeler a\u015fa\u011f\u0131dad\u0131r:<\/p><p>T.C. Kimlik numaras\u0131<br \/>Ara\u00e7 ruhsat\u0131 belge seri numaras\u0131<br \/>Arac\u0131n plaka numaras\u0131<br \/>Arac\u0131n tipi, markas\u0131 ve kullan\u0131m \u015fekli<br \/>\u0130nternet \u00fczerinden trafik sigortas\u0131 teklifi al\u0131rken a\u015fa\u011f\u0131daki bilgilere ihtiyac\u0131n\u0131z vard\u0131r:<\/p><p>Ad ve soyad bilgileriniz<br \/>T.C. Kimlik numaran\u0131z<br \/>Mail adresiniz<br \/>Arac\u0131n plaka numaras\u0131<br \/>Ara\u00e7 ruhsat\u0131 belge seri numaras\u0131<br \/>Ara\u00e7 ruhsat numaras\u0131 sigorta \u015firketlerinin b\u00fct\u00e7enize g\u00f6re en uygun fiyatlar\u0131 vermesi i\u00e7in ve arac\u0131n\u0131z\u0131n ge\u00e7mi\u015f kay\u0131tlar\u0131n\u0131 g\u00f6rebilmeleri i\u00e7in gereklidir.<\/p><p>Bilgilerinizin yanl\u0131\u015f ya da eksik olmas\u0131 halinde ise a\u015fa\u011f\u0131daki durumlar ya\u015fan\u0131r:<\/p><p>Hasars\u0131zl\u0131ok indirimi ge\u00e7ersiz say\u0131labilir.<br \/>Gerek g\u00f6r\u00fclmeyen teminatlar i\u00e7in fazladan prim \u00f6demesi ger\u00e7ekle\u015fir.<br \/>Eksik sigorta poli\u00e7esi uygulamaya konulur ve baz\u0131 hasarlar kar\u015f\u0131lanmayabilir.<br \/>Zorunlu Trafik Sigortas\u0131 Yenileme<br \/>Ara\u00e7 sahipleri zorunlu trafik sigortas\u0131n\u0131 her y\u0131l yapt\u0131rmak zorundad\u0131r. Her y\u0131l i\u015flemlerini yenileyen s\u00fcr\u00fcc\u00fcler trafi\u011fe rahat\u00e7a \u00e7\u0131kabilmektedir. Poli\u00e7e yenileme i\u015flemi yapt\u0131rmayan s\u00fcr\u00fcc\u00fclerin trafi\u011fe \u00e7\u0131kmalar\u0131 yasak oldu\u011fundan gerekli yenilemeyi yapmalar\u0131 gerekir. Bir\u00e7ok sigorta \u015firketi ara\u00e7 sahiplerini trafik sigortas\u0131 i\u015flemleri i\u00e7in s\u00fcr\u00fcc\u00fcleri arayarak gerekli bilgileri payla\u015f\u0131r.<\/p><p>Sigorta \u015firketleri bireylere \u00f6zel \u00f6deme plan\u0131 ve teklifleri sunarak poli\u00e7e yenileme i\u015flemini yapabilir. Ara\u00e7 sahipleri sigorta \u015firketlerini de\u011fi\u015ftirmeyi d\u00fc\u015f\u00fcnd\u00fcklerinde acenteleri ile g\u00f6r\u00fc\u015ferek farkl\u0131 \u00f6deme se\u00e7enekleri sunan \u015firketlere ula\u015fabilir. E\u011fer s\u00fcr\u00fcc\u00fcler trafik sigortas\u0131n\u0131 yenilemezse gecikilen her ay i\u00e7in %5 zam oran\u0131 ile kar\u015f\u0131 kar\u015f\u0131ya kal\u0131rlar. Zaman\u0131nda poli\u00e7esini yapt\u0131ran s\u00fcr\u00fcc\u00fcler ise bu noktada avantajl\u0131 olurlar.<\/p><h2>Trafik Sigortas\u0131 Yenilemek Neden \u00d6nemlidir?<\/h2><p>Trafik sigortas\u0131n\u0131 yenileyen ara\u00e7 s\u00fcr\u00fcc\u00fcleri, herhangi bir kaza ya\u015famalar\u0131 durumunda ortaya \u00e7\u0131kan maddi ve manevi teminatlar\u0131 \u00f6demezler. \u00d6zellikle b\u00fcy\u00fck hasarl\u0131 kazalar\u0131n sonucunda ya\u015fanan kazalarda masraflar fazlad\u0131r. Poli\u00e7e yapt\u0131rmayan ve yenilemeyen s\u00fcr\u00fcc\u00fcler bu noktada t\u00fcm masraflar\u0131 kar\u015f\u0131lamak zorunda kalabilirler. Bu sigorta t\u00fcr\u00fc kar\u015f\u0131 tarafta meydana gelen hasarlar\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 gibi vefat durumlar\u0131nda manevi tazminat\u0131 da kar\u015f\u0131lar. Bu sebeple ge\u00e7erlilik s\u00fcresi bir y\u0131l olan trafik sigortas\u0131n\u0131n tarihini takip etmek s\u00fcr\u00fcc\u00fcler taraf\u0131ndan olduk\u00e7a \u00f6nemlidir.<\/p><h2>Trafik Sigortas\u0131n\u0131 Yapt\u0131rmaman\u0131n Cezas\u0131 Nedir?<\/h2><p>2022 y\u0131l\u0131 i\u00e7in trafik sigortas\u0131 yapt\u0131rmama cezas\u0131 196 TL olarak belirlenmi\u015ftir. Belirlenen fiyata g\u00f6re cezas\u0131n\u0131 on be\u015f g\u00fcn i\u00e7erisinde \u00f6deyen s\u00fcr\u00fcc\u00fcler %25 indirim oran\u0131ndan yararlanarak 147 TL \u00f6derler. Ancak trafik sigortas\u0131 yapt\u0131rmaman\u0131n ba\u015fka cezalar\u0131 da vard\u0131r. Arac\u0131n trafik sigortas\u0131 zaman\u0131nda yap\u0131lmazsa ara\u00e7 basamakta sabit kal\u0131r ve poli\u00e7ede uygulanacak olan hasars\u0131zl\u0131okay indirimi de kaybolur. Bununla birlikte bir y\u0131ll\u0131okay s\u00fcre doldu\u011funda poli\u00e7enin yenilenmemesi durumunda her ay i\u00e7in %five gecikme zamm\u0131 uygulan\u0131r.<\/p><h2>Trafik Sigortas\u0131n\u0131 De\u011fi\u015ftirmek \u0130\u00e7in Ne Yap\u0131lmal\u0131d\u0131r?<\/h2><p>G\u00fcn\u00fcm\u00fczde aktif olarak trafik sigortas\u0131 yapt\u0131rabilece\u011finiz bir\u00e7adequate sigorta \u015firketi vard\u0131r. Her sigorta \u015firketi size farkl\u0131 teklifler sunar ve poli\u00e7elere ek teminatlar satmay\u0131 ama\u00e7lar. Poli\u00e7enin yenilenme s\u00fcrecinde bu noktalara dikkat etmeli, ona g\u00f6re sigorta \u015firketini tercih etmelisiniz. Bununla birlikte her y\u0131l ayn\u0131 sigorta \u015firketinden sigorta yapt\u0131rmak zorunlu de\u011fildir. Poli\u00e7enizi dilerseniz farkl\u0131 bir sigorta acentesinden kolayl\u0131kla yenileyebilirsiniz.<\/p><h2>Trafik Sigortas\u0131 Otomatik Yenilenir mi?<\/h2><p>Arac\u0131n trafik sigortas\u0131 otomatik olarak yenilenmemektedir. Bu i\u015flem sadece sigorta acenteleri arac\u0131l\u0131\u011f\u0131 ile yap\u0131lmaktad\u0131r. Sigorta \u015firketinizden trafik sigortas\u0131 yenileme i\u015flemini hat\u0131rlatmas\u0131n\u0131 talep edebilirsiniz. Bir\u00e7adequate sigorta \u015firketi siz bunu talep etmesiniz bile bu hizmet se\u00e7ene\u011fini sunar. Motorlu bir ta\u015f\u0131t\u0131n\u0131z var ise her y\u0131l trafik sigortas\u0131 poli\u00e7enizi yenilemeniz gerekir. Poli\u00e7enin otomatik olarak yenilenmesi m\u00fcmk\u00fcn de\u011fildir.<\/p><h2>Zorunlu Trafik Sigortas\u0131 \u0130\u00e7in Prim \u0130adesi Var m\u0131d\u0131r?<\/h2><p>Arac\u0131n\u0131za yapt\u0131rd\u0131\u011f\u0131n\u0131z trafik sigortas\u0131n\u0131n bir y\u0131ll\u0131okay s\u00fcresi dolmadan arac\u0131n\u0131z\u0131n sat\u0131lma durumu var ise kalan g\u00fcnler i\u00e7in para iadesi gibi bir se\u00e7ene\u011finiz vard\u0131r. Bu se\u00e7ene\u011fi talep etmeniz i\u00e7in sat\u0131\u015f belgenizin yan\u0131nda sigorta \u015firketinizin istedi\u011fi belgeleri teslim etmeniz gerekir. \u0130\u015flem sonucunda sigorta \u015firketiniz taraf\u0131ndan kalan primler hesaplan\u0131r ve size prim iadesi yap\u0131l\u0131r.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n        \t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Trafik sigortas\u0131, her motorlu ta\u015f\u0131t sahibi bireyin yapt\u0131rmak zorunda oldu\u011fu bir sigorta t\u00fcr\u00fcd\u00fcr. Bu sigorta t\u00fcr\u00fc kazaya kar\u0131\u015fan ara\u00e7 sahibi ve di\u011fer bireylerin hasar ve sa\u011fl\u0131ok masraflar\u0131n\u0131 kar\u015f\u0131lar. Trafik sigortas\u0131n\u0131 yapt\u0131rmaman\u0131n ise baz\u0131 yapt\u0131r\u0131mlar\u0131 vard\u0131r. Bu sebeple bireylerin zorunlu trafik sigortas\u0131 yenileme hakk\u0131nda baz\u0131 bilgileri \u00f6\u011frenmeleri gerekir. Peki trafik sigortas\u0131 s\u00fcresi doldu\u011funda ne yap\u0131lmal\u0131? Hadi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4332,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,24],"tags":[],"class_list":["post-4629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-tasit"],"_links":{"self":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/comments?post=4629"}],"version-history":[{"count":7,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4629\/revisions"}],"predecessor-version":[{"id":4637,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4629\/revisions\/4637"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media\/4332"}],"wp:attachment":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media?parent=4629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/categories?post=4629"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/tags?post=4629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}