{"id":4493,"date":"2022-11-30T14:36:01","date_gmt":"2022-11-30T11:36:01","guid":{"rendered":"http:\/\/gencbilgiislem.com\/sigorta\/?p=4493"},"modified":"2022-11-30T14:40:06","modified_gmt":"2022-11-30T11:40:06","slug":"agir-hasar-kaydi-hakkinda-bilmeniz-gerekenler","status":"publish","type":"post","link":"http:\/\/gencbilgiislem.com\/sigorta\/agir-hasar-kaydi-hakkinda-bilmeniz-gerekenler\/","title":{"rendered":"A\u011f\u0131r Hasar Kayd\u0131 Hakk\u0131nda Bilmeniz Gerekenler"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4493\" class=\"elementor elementor-4493\">\n\t\t\t\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-74555875 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74555875\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-379e6b73\" data-id=\"379e6b73\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-26332123 elementor-widget elementor-widget-text-editor\" data-id=\"26332123\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>G\u00fcn\u00fcm\u00fczde ara\u00e7 al\u0131m sat\u0131m i\u015flemlerinde ad\u0131ndan s\u0131ok\u00e7a s\u00f6z ettiren a\u011f\u0131r hasar kayd\u0131, kaza ve di\u011fer olaylar esnas\u0131nda ara\u00e7ta olu\u015fmu\u015f zarar\u0131 tan\u0131mlamak amac\u0131 ile kullan\u0131l\u0131r. Sat\u0131\u015f de\u011ferini olumsuz etkileyen bu hususa sahip olan ara\u00e7lar, de\u011ferinden daha az bir fiyat ile sat\u0131\u015fa sunulur. Arac\u0131n\u0131zda olu\u015fmu\u015f hasar belli bir limitin \u00fczerine \u00e7\u0131karsa a\u011f\u0131r hasarl\u0131 olarak adland\u0131r\u0131l\u0131r ve bu \u015fekilde i\u015flem g\u00f6r\u00fcr. <b>Sigortas\u0131 bulunan ara\u00e7lar\u0131n kaza an\u0131nda tutulan raporlara y\u00f6nelik hasar\u0131n derecesi <\/b>belirlenirken, \u00f6zellikle ikinci el araba sat\u0131n almak isteyen bireylerin yak\u0131ndan ilgilendi\u011fi konu olarak da arac\u0131n sat\u0131\u015f fiyat\u0131n\u0131n \u00fczerinde etkili rol oynar. Ara\u00e7 sat\u0131n al\u0131rken dikkat etmeniz gereken bir nokta olan hasar kayd\u0131na g\u00f6re se\u00e7im yapmak, b\u00fct\u00e7enize ek maliyet katmaman\u0131z\u0131 sa\u011flar. Al\u0131m sat\u0131m konular\u0131nda herhangi bir sorun yaratmayan bu durum Tramer sistemi \u00fczerinden detayl\u0131 bir \u015fekilde incelenebilir. Peki a\u011f\u0131r hasar kayd\u0131 hakk\u0131nda bilmeniz gerekenler nelerdir? Hadi gelin hep birlikte bu konuyu daha yak\u0131ndan inceleyelim.<br><h2>A\u011f\u0131r Hasar Kayd\u0131 Nas\u0131l Belirlenir?<\/h2>Kaza sonras\u0131 olu\u015fan kay\u0131tlar esnas\u0131nda s\u00fcr\u00fcc\u00fcler taraf\u0131ndan s\u0131kl\u0131kla sorulan sorulardan biri de a\u011f\u0131r hasar kayd\u0131 nas\u0131l belirlenir sorusudur. A\u011f\u0131r hasar kayd\u0131, arac\u0131n ya\u015fam\u0131\u015f oldu\u011fu kaza sonucu olu\u015fan darbenin araca nas\u0131l ve ne \u015fekilde bir zarar verdi\u011finin belirlenmesini baz al\u0131r. Piyasa de\u011ferinden daha d\u00fc\u015f\u00fcokay aral\u0131klarda sat\u0131\u015fa sunulan hasarl\u0131 ara\u00e7lar al\u0131c\u0131lar\u0131n dikkatini \u00e7eker. Bu durumda bulunan bir arac\u0131n sigorta bedellerini \u00f6deyip, muayene kontrollerini yapt\u0131rarak kolayl\u0131kla trafi\u011fe \u00e7\u0131kartabilirsiniz. Sat\u0131n alaca\u011f\u0131n\u0131z arac\u0131n hasarl\u0131 olup olmad\u0131\u011f\u0131n\u0131 k\u0131sa bir s\u00fcrede sorgulayabilirsiniz. Ara\u00e7 al\u0131c\u0131lar\u0131na alacaklar\u0131 ara\u00e7 hakk\u0131nda t\u00fcm bilgileri plakadan sorgulama avantaj\u0131 sunan sistem, karar verme s\u00fcrecinizde olduk\u00e7a \u00f6nemli bir rol oynar. Sizler de ikinci el ara\u00e7 al\u0131mlar\u0131n\u0131z i\u00e7in bu sorgulama f\u0131rsat\u0131n\u0131 kullanarak daha do\u011fru ve g\u00fcvenilir kararlar alabilirsiniz.<br><h2>Hasar Kayd\u0131nda %70 ve \u00dczeri Ne Demektir?<\/h2>Kaza sonras\u0131nda olu\u015fturulan ekspertiz raporlar\u0131nda arac\u0131n masraflar\u0131 s\u0131f\u0131r de\u011ferine yak\u0131n bir aral\u0131kta yer al\u0131r ise a\u011f\u0131r hasarl\u0131 olarak i\u015flem g\u00f6r\u00fcr. Bu konuda arac\u0131n yap\u0131m masraflar\u0131n\u0131n %70 oran\u0131nda ve \u00fczerine \u00e7\u0131kmas\u0131 durumunda hasar kayd\u0131n\u0131n a\u00e7\u0131larak trafi\u011fe \u00e7\u0131kmas\u0131 tehlikeli olarak nitelendirilir. Arac\u0131n trafi\u011fe yasaklanmas\u0131na sebep olan ve kazal\u0131 ara\u00e7lar\u0131 ilgilendiren a\u011f\u0131r hasar kayd\u0131 nedir sorusunun en internet cevab\u0131 bu \u015fekildedir. Hasar\u0131 olan bir arac\u0131n mevcut kaskosu var ise arac\u0131n piyasa de\u011feri sigortada yer alan kasko bedeli kadar ara\u00e7 sahibine \u00f6denirken, bu \u015fekilde \u00f6demesi ger\u00e7ekle\u015fmi\u015f ara\u00e7lar sigorta \u015firketlerinin \u00fczerine ge\u00e7ebilir. Arac\u0131n hasar kayd\u0131n\u0131n en az %70 olmas\u0131 trafikte bir engel te\u015fkil ederken, pert ara\u00e7 olarak adland\u0131r\u0131lan ve sistemde yer alan ara\u00e7lar sigorta \u015firketleri taraf\u0131nca uygun fiyatlardan sat\u0131\u015fa \u00e7\u0131kar\u0131l\u0131r.<br><h2>A\u011f\u0131r Hasar Kayd\u0131 Nas\u0131l Hesaplan\u0131r?<\/h2>Ara\u00e7 sahiplerinin \u00e7good enough sordu\u011fu sorulardan biri de a\u011f\u0131r hasar kayd\u0131 nas\u0131l hesaplan\u0131r sorusudur. A\u011f\u0131r hasar kayd\u0131n\u0131n hesaplanmas\u0131nda genellikle sigorta \u015firketinin haz\u0131rlay\u0131p yapt\u0131\u011f\u0131 ekspertiz raporlar\u0131 baz al\u0131n\u0131r. Rapor sonucuna g\u00f6re trafikte yer almas\u0131 sorun te\u015fkil eden ara\u00e7lar belli bir s\u00fcre sonucunda a\u011f\u0131r hasarl\u0131 olarak adland\u0131r\u0131l\u0131r ve bu \u015fekilde kay\u0131tlara ge\u00e7er. Ara\u00e7 al\u0131m sat\u0131m konusu g\u00fcndeme geldi\u011finde sorgulama yapma sonunda se\u00e7im yapmak sizi sonras\u0131nda olu\u015fabilecek sorunlara kar\u015f\u0131 g\u00fcvence alt\u0131na al\u0131r. Ara\u00e7ta bulunan t\u00fcm sorunlar ekspertiz raporlar\u0131 sayesinde ortaya \u00e7\u0131karken, trafikte g\u00fcvence alt\u0131nda olabilmeniz i\u00e7in sat\u0131n alaca\u011f\u0131n\u0131z ara\u00e7lar konusunda uzman ki\u015filerin yapt\u0131\u011f\u0131 ekspertiz sonu\u00e7lar\u0131n\u0131 dikkate almak size avantaj sa\u011flar. Sizler de hasar kayd\u0131 sorgulamas\u0131 yap\u0131lan ara\u00e7lar\u0131 se\u00e7erek b\u00fct\u00e7enize en uygun fiyat avantajlar\u0131 ile istedi\u011finiz arac\u0131 sat\u0131n alabilirsiniz.<br><h2>Bedelli ve Bedelsiz Hasar Kayd\u0131 Nedir?<\/h2>Trafikte bulunan ara\u00e7lar hasar raporu almamak i\u00e7in olduk\u00e7a dikkat eder. \u0130stenmeyen bir durum olarak nitelendirilen hasar raporu, arac\u0131n de\u011ferini olduk\u00e7a d\u00fc\u015f\u00fcren bir detay olarak kar\u015f\u0131m\u0131za \u00e7\u0131kar. Bunun bilincinde olan s\u00fcr\u00fcc\u00fcler daha dikkatli davran\u0131r ve kaza yapmamak advert\u0131na \u00f6zen g\u00f6sterir. Kaza yapm\u0131\u015f ara\u00e7lar\u0131n hasarlar\u0131 raporlarda bedelli ve bedelsiz olarak ikiye ayr\u0131l\u0131rken, kazada bulunan ara\u00e7larda olu\u015fan masraflar sigorta taraf\u0131ndan de\u011fil ki\u015filer taraf\u0131ndan \u00f6dendi\u011fi zaman hasar kayd\u0131 kay\u0131tlarda tutulmaz. Bu durumda yer alan bir ara\u00e7 i\u00e7in iyi bir ekspertizden destek almak gerekirken, her iki taraf\u0131nda kusurlu bulundu\u011fu durumlarda olu\u015fan bu gibi sonu\u00e7larda ara\u00e7 hasarlar\u0131n\u0131n fark edilmesi zordur.<br>Ara\u00e7 sahiplerince sorulan sorulardan biri de bedelsiz a\u011f\u0131r hasar kayd\u0131 ne demek sorusudur. \u0130ki ara\u00e7 kazaya kar\u0131\u015ft\u0131\u011f\u0131 zaman kusurlu bulunan arac\u0131n sigortas\u0131 kar\u015f\u0131 arac\u0131n masraflar\u0131n\u0131 da kar\u015f\u0131lar. Bu durum bedelsiz a\u011f\u0131r hasar olarak tan\u0131mlan\u0131r. Baz\u0131 durumlarda anla\u015fma ger\u00e7ekle\u015fti\u011fi i\u00e7in kay\u0131tlarda hasar kayd\u0131 tam olarak \u00e7\u0131kmaz. Burada en ger\u00e7ek\u00e7i sonuca ekspertiz yapt\u0131r\u0131larak ula\u015f\u0131l\u0131r ve arac\u0131n d\u0131\u015f g\u00f6r\u00fcn\u00fcm\u00fcnde herhangi bir belirtinin bulunmamas\u0131 durumu da kay\u0131tlara hasarl\u0131 olarak i\u015flenir. Hafif kusurlu olarak nitelendirilen hasar kay\u0131tl\u0131 ara\u00e7lar trafikte yer almaya devam eder. A\u015f\u0131r\u0131 derecede hasarl\u0131 olan ara\u00e7lar ise pert ad\u0131 ile kay\u0131tlarda yer al\u0131r. Bu ara\u00e7lar trafikte bulunan di\u011fer ara\u00e7lara zorluk \u00e7\u0131kartaca\u011f\u0131 i\u00e7in kullan\u0131ma uygun de\u011fildir. Sizler de al\u0131m sat\u0131m konusundaki i\u015flemlerinizde Tramer sorgulamas\u0131 yaparak belirledi\u011finiz arac\u0131n hangi derecede hasarl\u0131 olarak yer ald\u0131\u011f\u0131n\u0131 kolayl\u0131kla \u00f6\u011frenebilirsiniz.<br><h2>A\u011f\u0131r Hasarl\u0131 Ara\u00e7 Nas\u0131l Tespit Edilir?<\/h2>Ara\u00e7lar\u0131n yapaca\u011f\u0131 hasar bildirimi incelemesi esnas\u0131nda baz\u0131 belgelerin bulunmas\u0131 gerekir. Kay\u0131t i\u015flemlerinin belirlenebilmesi i\u00e7in eksperin raporlamas\u0131 olduk\u00e7a \u00f6nem ta\u015f\u0131r. Hasar\u0131n de\u011feri arac\u0131n kaza ya\u015fad\u0131\u011f\u0131 tarihteki piyasa de\u011ferini kar\u015f\u0131l\u0131yor ise ya da daha \u00fcst seviyede yer al\u0131yor ise ara\u00e7 kay\u0131tlara a\u011f\u0131r hasarl\u0131 olarak ge\u00e7er. E\u011fer arac\u0131n piyasa de\u011feri sigorta \u015firketi taraf\u0131ndan s\u00fcr\u00fcc\u00fcye teslim edilir ise ara\u00e7 trafikten pert olarak \u00e7ekilir. Ara\u00e7 kullan\u0131c\u0131lar\u0131 a\u011f\u0131r hasar kayd\u0131 nedir ve nas\u0131l anla\u015f\u0131l\u0131r gibi sorular\u0131na Tramer \u00fczerinden kolayl\u0131kla cevap bulabilir. Arac\u0131n hasarl\u0131 olmas\u0131 durumunda trafikte bulunmas\u0131 di\u011fer ara\u00e7lar i\u00e7in olduk\u00e7a threat te\u015fkil ederken, hem can hem de maddi a\u00e7\u0131dan sizi zorlayan ara\u00e7ta olu\u015fan t\u00fcm hasarlar bedelsiz olarak adland\u0131r\u0131l\u0131r. Ara\u00e7 sahipleri sigorta \u015firketlerini ara\u015ft\u0131r\u0131rken s\u0131kl\u0131kla sorgulad\u0131klar\u0131 bedelsiz a\u011f\u0131r hasar kayd\u0131 nedir sorusu her kazan\u0131n olu\u015fma sonucuna g\u00f6re farkl\u0131 olarak yorumlan\u0131r. A\u011f\u0131r hasarl\u0131 ve bedelsiz olan ara\u00e7lar, ara\u00e7 s\u00fcr\u00fcc\u00fclerinin g\u00fcvenli\u011fi a\u00e7\u0131s\u0131ndan trafikte bulunmamas\u0131 gereken ara\u00e7 kategorisinde yer al\u0131r. Sizler de ikinci el ara\u00e7 sat\u0131n al\u0131rken t\u00fcm hasar kay\u0131tlar\u0131n\u0131 detayl\u0131 bir \u015fekilde incelemeli, kullanabilece\u011finiz uygunlukta yer alan ara\u00e7lara uygun fiyatlar ile sahip olabilirsiniz. Baz\u0131 durumlarda kaza esnas\u0131nda her ara\u00e7 kendi masraf\u0131n\u0131 kar\u015f\u0131layabildi\u011fi i\u00e7in tutanak ve rapor tutulmaz ve devreye ekspertiz \u015firketleri taraf\u0131ndan olu\u015fturulan raporlar girer. Sizler de ikinci el arac\u0131 daha g\u00fcvenilir ve uygun olarak sat\u0131n alabilmek advert\u0131na hem sorgulama yapt\u0131rabilir hem de ekspertiz raporlar\u0131n avantaj\u0131ndan yararlanabilirsiniz.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-427728f4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"427728f4\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7cd838e\" data-id=\"7cd838e\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-1a70370b elementor-widget elementor-widget-text-editor\" data-id=\"1a70370b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n        \t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>G\u00fcn\u00fcm\u00fczde ara\u00e7 al\u0131m sat\u0131m i\u015flemlerinde ad\u0131ndan s\u0131ok\u00e7a s\u00f6z ettiren a\u011f\u0131r hasar kayd\u0131, kaza ve di\u011fer olaylar esnas\u0131nda ara\u00e7ta olu\u015fmu\u015f zarar\u0131 tan\u0131mlamak amac\u0131 ile kullan\u0131l\u0131r. Sat\u0131\u015f de\u011ferini olumsuz etkileyen bu hususa sahip olan ara\u00e7lar, de\u011ferinden daha az bir fiyat ile sat\u0131\u015fa sunulur. Arac\u0131n\u0131zda olu\u015fmu\u015f hasar belli bir limitin \u00fczerine \u00e7\u0131karsa a\u011f\u0131r hasarl\u0131 olarak adland\u0131r\u0131l\u0131r ve bu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,24],"tags":[],"class_list":["post-4493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-tasit"],"_links":{"self":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/comments?post=4493"}],"version-history":[{"count":4,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4493\/revisions"}],"predecessor-version":[{"id":4498,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4493\/revisions\/4498"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media\/4107"}],"wp:attachment":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media?parent=4493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/categories?post=4493"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/tags?post=4493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}