{"id":4269,"date":"2022-11-30T09:56:31","date_gmt":"2022-11-30T06:56:31","guid":{"rendered":"http:\/\/gencbilgiislem.com\/sigorta\/?p=4269"},"modified":"2022-11-30T10:06:14","modified_gmt":"2022-11-30T07:06:14","slug":"kasko-sigortasi-cesitleri-nelerdir","status":"publish","type":"post","link":"http:\/\/gencbilgiislem.com\/sigorta\/kasko-sigortasi-cesitleri-nelerdir\/","title":{"rendered":"Kasko Sigortas\u0131 \u00c7e\u015fitleri Nelerdir?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4269\" class=\"elementor elementor-4269\">\n\t\t\t\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-3181f193 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3181f193\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d1cf0a4\" data-id=\"4d1cf0a4\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-620d935 elementor-widget elementor-widget-text-editor\" data-id=\"620d935\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><b>Kasko sigortas\u0131<\/b>, bir kaza ge\u00e7irmi\u015fseniz, hasar veya yaralanmalar\u0131 \u00f6nlemeye yard\u0131mc\u0131 olmak i\u00e7in \u00e7al\u0131\u015f\u0131r.<br \/>\u00d6zellikle online al\u0131\u015fveri\u015f yap\u0131yorsan\u0131z, do\u011fru kasko sigortas\u0131n\u0131 bulmak d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcn\u00fczden daha kolayd\u0131r. Asl\u0131nda, evinizin rahatl\u0131\u011f\u0131nda teminatlar\u0131 ara\u015ft\u0131rabilir, fiyat teklifi alabilir ve sigortan\u0131z\u0131 sat\u0131n alabilirsiniz. Ancak, ba\u015flamadan \u00f6nce bu sorular\u0131n cevaplar\u0131n\u0131 bilmek istersiniz:<br \/>\u2022 Ne t\u00fcr bir araba kullan\u0131yorsunuz?<br \/>\u2022 Y\u0131lda ka\u00e7 kilometre s\u00fcr\u00fcyorsunuz?<br \/>\u2022 Nerede ya\u015f\u0131yorsunuz?<br \/>\u2022 <b>S\u00fcr\u00fc\u015f ge\u00e7mi\u015finiz nedir?<\/b><br \/>\u2022 Araban\u0131z\u0131 kim s\u00fcrecek?<br \/>\u2022 <b>Kasko sigortan\u0131zda herhangi bir bo\u015fluk var m\u0131?<\/b><br \/><b>Kasko sigortas\u0131 primleri<\/b> ya\u015fa, cinsiyete, araba kullanma deneyimine, kazaya, hareketli ihlal ge\u00e7mi\u015fine ve di\u011fer fakt\u00f6rlere ba\u011fl\u0131 olarak de\u011fi\u015fir. Ayr\u0131ca, bir arac\u0131 finanse ediyorsan\u0131z, bor\u00e7 veren belirli kasko sigortas\u0131 t\u00fcrlerini ta\u015f\u0131guy\u0131z\u0131 \u015fart ko\u015fabilir.<\/p><h2><b>Kasko Sigortas\u0131 Nedir?<\/b><\/h2><p>Bu kapsam, ara\u00e7 onar\u0131m\u0131 veya ara\u00e7 kazas\u0131 durumunda arac\u0131n\u0131z\u0131n araba tamirleri gibi hasarlar\u0131n\u0131n \u00f6denmesine backyard\u0131mc\u0131 olur. \u015eehrinizin muhtemelen takip etmeniz gereken baz\u0131 kasko sigortas\u0131 gereksinimleri olacakt\u0131r. Ayr\u0131ca, arac\u0131n\u0131z i\u00e7in uygun bir kapsam s\u0131n\u0131r\u0131 da se\u00e7meniz gerekir.<\/p><h2><b>Kasko Sigortas\u0131 Neleri Kapsar?<\/b><\/h2><p>Kasko sigortan\u0131z, bir kazadan sonra size kar\u015f\u0131 yap\u0131lan bedensel yaralanma ve maddi hasar taleplerinin kar\u015f\u0131lanmas\u0131na yard\u0131mc\u0131 olur. Bu, hasarl\u0131 ara\u00e7lar\u0131n onar\u0131m\u0131n\u0131 ve siz veya yolcular\u0131n\u0131z i\u00e7in t\u0131bbi tedaviyi i\u00e7erir. Politikan\u0131z ayr\u0131ca herhangi bir m\u00fclke kazan\u0131zdan kaynaklanan hasarlar\u0131 da kapsayabilir.<br \/>Kasko sigortas\u0131 \u015fu teminatlar\u0131 sunar:<br \/>\u2022 T\u0131bbi \u00f6deme kapsam\u0131,<br \/>\u2022 Ar\u0131za sigortas\u0131,<br \/>\u2022 \u00c7arp\u0131\u015fma sigortas\u0131,<br \/>\u2022 Kapsaml\u0131 sigorta,<br \/>\u2022 Oto cam sigortas\u0131,<br \/>\u2022 Araba sigortas\u0131 \u00e7ekme kapsam\u0131,<br \/>\u2022 Kiral\u0131ok araba sigortas\u0131,<br \/>\u2022 Bedensel yaralanma sorumluluk sigortas\u0131,<br \/>\u2022 Otomatik mal hasar\u0131 y\u00fcokay\u00fcml\u00fcl\u00fc\u011f\u00fc,<br \/>\u2022 Sigortas\u0131z s\u00fcr\u00fcc\u00fcn\u00fcn bedensel yaralanmas\u0131,<br \/>\u2022 Sigortas\u0131z s\u00fcr\u00fcc\u00fc mal hasar\u0131,<br \/>\u2022 Bo\u015fluk sigortas\u0131.<br \/>\u2022 Bedensel yaralanma: Bir trafik kazas\u0131ndan sorumlu oldu\u011funuzda ba\u015fkalar\u0131n\u0131n t\u0131bbi faturalar\u0131n\u0131 \u00f6der.<br \/>\u2022 Maddi hasar: Ba\u015fkas\u0131n\u0131n arabas\u0131n\u0131 veya garaj kap\u0131s\u0131n\u0131 k\u0131rma gibi kazara hasara neden oldu\u011funuzda, ba\u015fkalar\u0131n\u0131n m\u00fclk\u00fcn\u00fcn onar\u0131m\u0131n\u0131 \u00f6der.<br \/>Ayn\u0131 derecede \u00f6nemli olan, kasko kapsam\u0131n\u0131z, bir kazaya u\u011frad\u0131\u011f\u0131n\u0131zda yasal savunman\u0131z i\u00e7in \u00f6denir. Size kar\u015f\u0131 a\u00e7\u0131lan bir davan\u0131n bir par\u00e7as\u0131 oldu\u011funda para \u00f6deyebilir.<\/p><h2><b>Kasko Sigortas\u0131 Maliyeti Nedir?<\/b><\/h2><p>Kasko sigortas\u0131 maliyetiniz a\u015fa\u011f\u0131dakiler dahil \u00e7e\u015fitli fakt\u00f6rlere ba\u011fl\u0131 olacakt\u0131r:<br \/>\u2022 S\u00fcr\u00fc\u015f rekoru,<br \/>\u2022 Ya\u015f ve medeni durum,<br \/>\u2022 Arac\u0131n\u0131z\u0131n garajda bulundu\u011fu konum,<br \/>\u2022 Otomobilin markas\u0131 ve modeli.<br \/>Do\u011fru kapsam olmadan, cezalar ve para cezalar\u0131yla da kar\u015f\u0131l. A.\u015fabilirsiniz. \u00d6rne\u011fin, bir polis memuru sigortas\u0131z araba kulland\u0131\u011f\u0131n\u0131z\u0131 \u00f6\u011frenirse bir para cezas\u0131 kesebilir veya ehliyetinizi alabilir.<br \/>\u0130htiyac\u0131n\u0131z olan kapsam d\u00fczeyini bulman\u0131za backyard\u0131mc\u0131 olabiliriz. Kasko sigortas\u0131 kapsamlar\u0131 hakk\u0131nda daha fazla bilgi edinmek i\u00e7in Rasel Sigortadan bir kasko sigortas\u0131 teklifi alarak ba\u015flay\u0131n.<\/p><h2><strong>Kasko Sigortas\u0131 Nas\u0131l Fiyatland\u0131r\u0131l\u0131r?<\/strong><\/h2><p>Kasko politikan\u0131z\u0131n maliyetini belirlemek i\u00e7in kasko sigortas\u0131 hesaplay\u0131c\u0131lar\u0131n\u0131 kullanabilirsiniz. Bunlar a\u015fa\u011f\u0131daki fakt\u00f6rleri dikkate al\u0131r:<br \/>\u2022 S\u00fcr\u00fc\u015f Rekoru: G\u00fcvenli bir s\u00fcr\u00fc\u015f rekoru, sigorta \u015firketlerine kaza yapma veya enkaza girme olas\u0131l\u0131\u011f\u0131n\u0131z\u0131n d\u00fc\u015f\u00fck oldu\u011funu g\u00f6sterir.<br \/>\u2022 Yer: Su\u00e7 oran\u0131 y\u00fcksek ve n\u00fcfusun fazla oldu\u011fu b\u00f6lgelerde ya\u015famak priminizi art\u0131rabilir.<br \/>\u2022 Kapsam Ge\u00e7mi\u015fi: Kasko sigortas\u0131 kapsam\u0131, sigorta \u015firketinize sorumlu bir ara\u00e7 sahibi oldu\u011funuzu g\u00f6sterir ve bu da oran\u0131n\u0131z\u0131 d\u00fc\u015f\u00fcr\u00fcr.<br \/>\u2022 Ara\u00e7: G\u00fcvenlik \u00f6zelliklerine sahip ve piyasa de\u011feri daha d\u00fc\u015f\u00fck olan ara\u00e7lar\u0131n sigortalanmas\u0131 genellikle daha d\u00fc\u015f\u00fcok maliyetlidir.<br \/>\u2022 Zaman: Yolda daha fazla zaman ge\u00e7irirseniz, kaza ge\u00e7irme olas\u0131l\u0131\u011f\u0131n\u0131z y\u00fcksektir, bu nedenle daha y\u00fcksek bir prim \u00f6demeniz gerekebilir.<br \/>Malicious program\u00fcn bizden \u00e7evrimi\u00e7i bir kasko sigortas\u0131 teklifi alarak geni\u015f kapsama sahip olman\u0131n faydalar\u0131 hakk\u0131nda daha fazla bilgi edinebilirsiniz .<br \/>Kasko Sigortas\u0131n\u0131n Amac\u0131 Nedir?<br \/>Kasko sigortas\u0131 neden \u00f6nemlidir? Kasko sigortas\u0131n\u0131n amac\u0131, \u015fehrinizin kapsam\u0131 i\u00e7in gerekeni kar\u015f\u0131laman\u0131n \u00f6tesine ge\u00e7er. Sigortas\u0131z bir s\u00fcr\u00fcc\u00fc taraf\u0131ndan vurulduysan\u0131z, bu politikalar onar\u0131m ve t\u0131bbi faturalar\u0131n \u00f6denmesine backyard\u0131mc\u0131 olabilir. Onsuz, bu masraflar\u0131 cebinizde \u00f6demek zorunda kalacaks\u0131n\u0131z. Kasko sigortas\u0131 kapsam\u0131, d\u00fczenli sa\u011fl\u0131ok sigortan\u0131z\u0131n kar\u015f\u0131layamayaca\u011f\u0131 t\u0131bbi masraflar\u0131n \u00f6denmesine yard\u0131mc\u0131 olabilir.<\/p><h2><b>Kasko \u00dcr\u00fcn \u00c7e\u015fitleri Nelerdir?<\/b><\/h2><p><b>Dar Kasko<\/b><br \/>Kasko sigortas\u0131nda yer alan ana teminat gruplar\u0131n\u0131n birka\u00e7\u0131 i\u00e7in teminat\u0131n verildi\u011fi \u00e7e\u015fittir.<br \/><b>Kasko<\/b><br \/>Kasko sigortas\u0131nda yer alan ana teminat gruplar\u0131n\u0131n hepsi i\u00e7in teminat\u0131n verildi\u011fi \u00e7e\u015fittir.<br \/><b>Geni\u015fletilmi\u015f Kasko<\/b><br \/>Kasko sigortas\u0131nda yer alan ana teminat gruplar\u0131n\u0131n hepsi ve ek s\u00f6zle\u015fme ile teminat kapsam\u0131na giren risklerin baz\u0131lar\u0131 i\u00e7in teminat\u0131n verildi\u011fi \u00e7e\u015fittir. G\u00fcn\u00fcm\u00fcz piyasas\u0131nda sat\u0131\u015fa sunulan kasko \u00fcr\u00fcnlerin \u00e7o\u011fu geni\u015fletilmi\u015f kasko s\u0131n\u0131f\u0131nda yer al\u0131r.<br \/><b>Tam Kasko<\/b><br \/>Kasko sigortas\u0131nda yer alan ana teminat gruplar\u0131n\u0131n hepsi ve ek s\u00f6zle\u015fme ile teminat kapsam\u0131na giren t\u00fcm riskler i\u00e7in teminat\u0131n verildi\u011fi \u00e7e\u015fittir. Kasko sigortas\u0131 teminat\u0131 hangi kasko \u00e7e\u015fitine uyuyorsa mutlaka poli\u00e7ede belirtilmelidir. Poli\u00e7e sat\u0131n al\u0131rken bu noktaya dikkat edilmelidir.<\/p><h2><b>Kasko Sigortas\u0131n\u0131n Yararlar\u0131<\/b><\/h2><p>\u00dc\u00e7\u00fcnc\u00fc bir \u015fahs\u0131n \u00f6l\u00fcm\u00fc ya da bedensel yaralanmas\u0131 ya da arabas\u0131nda herhangi bir hasar olmas\u0131 durumunda, kasko sigortas\u0131 poli\u00e7esi tazminat sa\u011flar. Bu t\u00fcr kasko sigortas\u0131 \u00fc\u00e7\u00fcnc\u00fc taraf sigortas\u0131 olarak bilinir ve sadece sizi de\u011fil, ayn\u0131 zamanda sizi veya aile \u00fcyelerini de korur.<br \/>Kapsaml\u0131 kasko sigortas\u0131, \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slar\u0131n iddialar\u0131na \/ hasarlar\u0131na ek olarak, arac\u0131n\u0131z\u0131 ter\u00f6rist sald\u0131r\u0131lar, h\u0131rs\u0131zl\u0131ok, isyanlar, deprem, kas\u0131rga vb. Gibi do\u011fal felaketlerden korur. Bazen kasko sigortas\u0131 kafa kar\u0131\u015ft\u0131r\u0131c\u0131 ve anla\u015f\u0131lmas\u0131 zor olabilir. Politikay\u0131 se\u00e7erken kasko sigortas\u0131 al\u0131c\u0131lar\u0131n\u0131n izlemesi gereken baz\u0131 kurallar vard\u0131r. Kasko sigortas\u0131 kriz an\u0131nda harika bir arkada\u015f gibi davran\u0131r. Bir kazada meydana gelen kay\u0131plar\u0131 kar\u015f\u0131lar ve b\u00f6ylece cebinizden b\u00fcy\u00fcokay miktarda \u00f6deme yapman\u0131z\u0131 \u00f6nler.<br \/>Kasko sigortas\u0131, b\u00fcy\u00fcok miktar\u0131n kayb\u0131n\u0131 a\u015fa\u011f\u0131daki \u015fekilde dengelemeye backyard\u0131mc\u0131 olabilir:<br \/>\u2022 Bir kaza \u00f6l\u00fcmle sonu\u00e7land\u0131\u011f\u0131nda hayatta kalanlara fayda sa\u011flar.<br \/>\u2022 Kaza sonucu aleyhinize a\u00e7\u0131lm\u0131\u015f olan yasal har\u00e7lar da dahil olmak \u00fczere davalar\u0131 kapsar.<br \/>\u2022 Bir kazada meydana gelen hasar nedeniyle ara\u00e7 onar\u0131m faturalar\u0131n\u0131 kapsar.<br \/>\u2022 Kaza, yang\u0131n vb. Gibi kazalardan kaynaklanan hasarlar\u0131 kapsar.<br \/>\u2022 Ek indirimler: Kasko sigortas\u0131 poli\u00e7eleri, h\u0131rs\u0131zl\u0131okay veya ayn\u0131 sigortac\u0131 ile birden fazla poli\u00e7e sahibi olmak i\u00e7in prim indirimlerine izin verir. Ayr\u0131ca, izninizle arac\u0131n\u0131z\u0131 s\u00fcren di\u011ferlerine kapsam\u0131 geni\u015fletmek i\u00e7in ek avantaj sa\u011flar.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n        \t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kasko sigortas\u0131, bir kaza ge\u00e7irmi\u015fseniz, hasar veya yaralanmalar\u0131 \u00f6nlemeye yard\u0131mc\u0131 olmak i\u00e7in \u00e7al\u0131\u015f\u0131r.\u00d6zellikle online al\u0131\u015fveri\u015f yap\u0131yorsan\u0131z, do\u011fru kasko sigortas\u0131n\u0131 bulmak d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcn\u00fczden daha kolayd\u0131r. Asl\u0131nda, evinizin rahatl\u0131\u011f\u0131nda teminatlar\u0131 ara\u015ft\u0131rabilir, fiyat teklifi alabilir ve sigortan\u0131z\u0131 sat\u0131n alabilirsiniz. Ancak, ba\u015flamadan \u00f6nce bu sorular\u0131n cevaplar\u0131n\u0131 bilmek istersiniz:\u2022 Ne t\u00fcr bir araba kullan\u0131yorsunuz?\u2022 Y\u0131lda ka\u00e7 kilometre s\u00fcr\u00fcyorsunuz?\u2022 Nerede ya\u015f\u0131yorsunuz?\u2022 S\u00fcr\u00fc\u015f [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4271,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,24],"tags":[],"class_list":["post-4269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-tasit"],"_links":{"self":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/comments?post=4269"}],"version-history":[{"count":4,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4269\/revisions"}],"predecessor-version":[{"id":4275,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4269\/revisions\/4275"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media\/4271"}],"wp:attachment":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media?parent=4269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/categories?post=4269"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/tags?post=4269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}