{"id":4249,"date":"2022-11-29T22:54:07","date_gmt":"2022-11-29T19:54:07","guid":{"rendered":"http:\/\/gencbilgiislem.com\/sigorta\/?p=4249"},"modified":"2022-11-29T23:01:02","modified_gmt":"2022-11-29T20:01:02","slug":"deprem-sonrasi-hasar-sureci-nasil-ilerler","status":"publish","type":"post","link":"http:\/\/gencbilgiislem.com\/sigorta\/deprem-sonrasi-hasar-sureci-nasil-ilerler\/","title":{"rendered":"Deprem Sonras\u0131 Hasar S\u00fcreci Nas\u0131l \u0130lerler?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4249\" class=\"elementor elementor-4249\">\n\t\t\t\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-3423a35a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3423a35a\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c5be4cc\" data-id=\"2c5be4cc\" data-element_type=\"column\">\n            <div class=\"elementor-widget-wrap elementor-element-populated\">\n                        \t\t<div class=\"elementor-element elementor-element-5e948ee2 elementor-widget elementor-widget-text-editor\" data-id=\"5e948ee2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span data-contrast=\"auto\">\u00dclkemizin bir deprem b\u00f6lgesi olmas\u0131 ile birlikte bilim insanlar\u0131, son bin ka\u00e7 y\u0131lda \u0130stanbul\u2019da b\u00fcy\u00fck kay\u0131plara sebibiyet veren 12 deprem oldu\u011funu d\u00fc\u015f\u00fcnmektedir. \u0130stanbul\u2019un yan\u0131nda Hatay, \u0130zmir, Erzincan, Van ve Malatya\u2019da da ge\u00e7mi\u015f y\u0131llarda b\u00fcy\u00fck hasarl\u0131 depremler oldu\u011fu kaydedilmi\u015ftir. 17-A\u011fustos-1999 y\u0131l\u0131nda 17 binden fazla insan\u0131n \u00f6ld\u00fc\u011f\u00fc ve 44 bin civar\u0131 insan\u0131n yaraland\u0131\u011f\u0131 depremin ac\u0131s\u0131 ise hela unutulmamaktad\u0131r. Depremle bu kadar \u00e7ok kar\u015f\u0131 kar\u015f\u0131ya kald\u0131\u011f\u0131m\u0131z \u00fclkemizde, deprem \u00f6ncesi tedbirler almak olduk\u00e7a \u00f6nemli bir nokta olarak kar\u015f\u0131m\u0131za \u00e7\u0131kmaktad\u0131r.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Deprem konusunda temel olarak yap\u0131lmas\u0131 gereken ilk madde&nbsp;deprem sigortas\u0131&nbsp;yapt\u0131rmaktad\u0131r. \u00dclkemizde deprem sigortas\u0131 yapt\u0131rmak yasal bir zorunluluk olmakla birlikte, 2000 senesinde kurulan <b>Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK)<\/b>, T\u00fcrkiye\u2019deki zorunlu deprem sigortas\u0131 edinme, uygulama ve y\u00f6netimi faaliyetlerden sorumlu olan t\u00fczel ki\u015fili\u011fe sahip bir kamu kurulu\u015fudur. Kurulu\u015fun d\u00fczenledi\u011fi bir di\u011fer konu ise deprem sonras\u0131 hasar bildirimi, deprem sonras\u0131 hasar tespiti ve hasarl\u0131 olan binalar\u0131n sigortalanmas\u0131 gibi konulard\u0131r. Poli\u00e7ede yer alan limitler kapsam\u0131nda, tespit edilmi\u015f olan hasar\u0131n zorunlu deprem sigortas\u0131 sahibine \u00f6denmesi de yine DASK\u2019\u0131n sorumlulu\u011fu alt\u0131ndad\u0131r. Peki&nbsp;deprem sonras\u0131 hasar bildirimi s\u00fcreci nas\u0131l&nbsp;ilerler&nbsp;ve&nbsp;deprem sonras\u0131 hasar ihbar\u0131 hakk\u0131nda bilmemiz gerekenler nelerdir? Hadi gelin hep birlikte son zamanlarda s\u0131k\u00e7a merak edilen bu konular\u0131 daha yak\u0131ndan inceleyelim.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Deprem Sonras\u0131 Hasar \u0130hbar\u0131 Nas\u0131l Yap\u0131l\u0131r?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">Poli\u00e7elerde yer alan ve teminat kapsam\u0131 alt\u0131nda bulunan depremin neden oldu\u011fu zararlar\u0131n tazmin s\u00fcrecini ba\u015flatmak i\u00e7in, zorunlu deprem sigortas\u0131na sahip bireylerin ilk olarak DASK\u2019a ihbarda bulunmalar\u0131 gerekmektedir. DASK taraf\u0131ndan \u00fc\u00e7 farkl\u0131 hasar ihbar noktas\u0131 belirtilmi\u015ftir ve ihbarlar\u0131n iste\u011fe g\u00f6re bu noktalardan herhangi birine yap\u0131lmas\u0131 yeterli g\u00f6r\u00fcnmektedir.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Hasar ihbar noktalar\u0131ndan birincisi Alo 125hatt\u0131d\u0131r. Zorunlu deprem sigortas\u0131na sahip bireyler, telefonlar\u0131ndan 125\u2019i tu\u015flayarak kolayl\u0131kla DASK ihbar hatt\u0131na ula\u015fabilir, hasar\u0131n belirlenebilmesi i\u00e7in bu s\u00fcreci h\u0131zl\u0131 bir \u015fekilde ba\u015flatabilirler. Ayr\u0131ca DASK\u2019\u0131n resmi internet sitesi olan dask.gov.tr adresine giderek ve sayfada yer alan \u201cOnline Hasar \u0130\u015flemleri\u201d linkine t\u0131klayarak da hasar ihbar\u0131nda bulunabelirler. Hasar ihbar\u0131nda bulunman\u0131n son se\u00e7ene\u011fi ise, DASK ad\u0131na&nbsp;zorunlu deprem sigortas\u0131&nbsp;poli\u00e7esini d\u00fczenleyen sigorta \u015firketine ula\u015fmakt\u0131r. Konu hakk\u0131nda bilgi sahibi olan sigorta \u015firketi hasar ihbar\u0131n\u0131 DASK\u2019a ileterek tazmin s\u00fcrecinin ikinci ad\u0131m\u0131 olan hasar tespit a\u015famas\u0131na ge\u00e7ilmesinde kolayl\u0131k sa\u011flar.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Hasar \u0130hbar\u0131nda Hangi Belgeler Gereklidir?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">Zorunlu deprem sigortas\u0131&nbsp;kapsam\u0131 ad\u0131 alt\u0131nda zarar tazminat\u0131n\u0131n talep edilebilmesi i\u00e7in binan\u0131n tamamen y\u0131k\u0131lm\u0131\u015f olmas\u0131 ko\u015fulu aranmaktad\u0131r. Maddi hasar\u0131n k\u00fc\u00e7\u00fck oldu\u011fu durumlarda ve k\u0131smi zararlarda da tazminat talep edilebilirken, deprem sebebiyle meydana gelmi\u015f veya deprem sonucu olu\u015fan yer kaymas\u0131, yang\u0131n, infilak ve tsunaminin direkt olarak neden oldu\u011fu zararlar\u0131n, poli\u00e7ede \u00f6nceden belirtilen limitler kapsam\u0131nda tazmin edilebilmesi i\u00e7in, baz\u0131 belge ve bilgilerin sunulmas\u0131 gerekmektedir.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Tazminat isteyen zorunlu deprem sigortas\u0131na sahip olan bireyin sunmas\u0131 gereken belge ve bilgiler, T.C. kimlik ve poli\u00e7e numaras\u0131 ile yap\u0131lm\u0131\u015f hasar bildirimleri, sigortal\u0131n\u0131n telefon numaras\u0131, g\u00fcncel tapu bilgisi ve hasar\u0131n meydana geldi\u011fi yerin a\u00e7\u0131k adresi olarak d\u00f6rt farkl\u0131 maddeden olu\u015fmaktad\u0131r. Ayr\u0131ca zorunlu deprem sigortas\u0131n\u0131n bulundu\u011fu binan\u0131n \u00fczerinde, deprem teminat\u0131n\u0131 i\u00e7eren ba\u015fka bir sigorta poli\u00e7esinin yer almamas\u0131 durumunda, ihbar an\u0131nda bunun bilgisinin DASK\u2019a verilmesi gerekir.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Hasar Tespiti Nas\u0131l Yap\u0131l\u0131r?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">Hasar\u0131n ihbar edilmesi ile birlikte, yap\u0131larda deprem sonras\u0131 hasar belirlenmesi a\u015famas\u0131 ba\u015flam\u0131\u015f olur ve ihbardan hemen sonra DASK ad\u0131 alt\u0131nda g\u00f6revlendirilen ba\u011f\u0131ms\u0131z bir heyet olay yerine gider. Bu heyette bulunan g\u00f6revliler, sigortac\u0131l\u0131k alan\u0131nda ve hasar tespit kolunda \u00e7al\u0131\u015fma ruhsat\u0131 bulunan tecr\u00fcbeli ki\u015filerdir ve bu ki\u015filere DASK taraf\u0131ndan ek e\u011fitimler sunulmu\u015ftur.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Konusu ge\u00e7en heyet inceleme ve tespitlerde bulunduktan hemen sonra bir rapor haz\u0131rlamaya ba\u015flar. Hasar tespit g\u00f6revlilerin haz\u0131rlam\u0131\u015f oldu\u011fu bu raporlar sonucunda belirlenen tazminat \u00f6demeleri direkt olarak DASK taraf\u0131ndan yap\u0131l\u0131r. Hasar ihbar\u0131n\u0131n hemen yap\u0131lmas\u0131na benzer olarak i\u015fleyen bu noktada hasar tespit yetkililerinin h\u0131zl\u0131 \u00e7al\u0131\u015fabilmeleri ad\u0131na bireysel olarak kolayl\u0131k sah\u0131lanmas\u0131da, tazminat s\u00fcrecini h\u0131zland\u0131r\u0131r.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">E\u011fer deprem sigortan\u0131z <b>Rasel Sigorta<\/b>\u2019dan yapt\u0131rd\u0131ysan\u0131z, yenileme zaman\u0131 geldi\u011finde sizi SMS ve e-posta yolu ile bilgilendirmekle kalm\u0131yoruz, ayn\u0131 zamanda en do\u011fru karara ula\u015fabilmeniz i\u00e7in kar\u015f\u0131la\u015ft\u0131raca\u011f\u0131n\u0131z t\u00fcm teklifleri kapsaml\u0131 olarak sizinle payla\u015f\u0131yoruz. B\u00f6ylece deprem sigortan\u0131z\u0131n yenilenme zaman\u0131na dair t\u00fcm kayg\u0131lar\u0131n\u0131z yok olurken, ara\u015ft\u0131rma yapman\u0131za gerek duymadan en uygun teklifler ile sigortan\u0131z\u0131 kolayca yenileyebiliyoruz.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Lider sigorta acentesi&nbsp;<b>Rasel Sigorta<\/b>&nbsp;\u00fczerinden sadece birka\u00e7 ad\u0131mda&nbsp;deprem sigortas\u0131&nbsp;sorgulamas\u0131 yaparak, deprem sigortas\u0131 teklifine kolayca ula\u015fabilirsiniz.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                            <\/div>\n        <\/section>\n        \t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00dclkemizin bir deprem b\u00f6lgesi olmas\u0131 ile birlikte bilim insanlar\u0131, son bin ka\u00e7 y\u0131lda \u0130stanbul\u2019da b\u00fcy\u00fck kay\u0131plara sebibiyet veren 12 deprem oldu\u011funu d\u00fc\u015f\u00fcnmektedir. \u0130stanbul\u2019un yan\u0131nda Hatay, \u0130zmir, Erzincan, Van ve Malatya\u2019da da ge\u00e7mi\u015f y\u0131llarda b\u00fcy\u00fck hasarl\u0131 depremler oldu\u011fu kaydedilmi\u015ftir. 17-A\u011fustos-1999 y\u0131l\u0131nda 17 binden fazla insan\u0131n \u00f6ld\u00fc\u011f\u00fc ve 44 bin civar\u0131 insan\u0131n yaraland\u0131\u011f\u0131 depremin ac\u0131s\u0131 ise hela [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4252,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,23],"tags":[],"class_list":["post-4249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-konut"],"_links":{"self":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/comments?post=4249"}],"version-history":[{"count":4,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4249\/revisions"}],"predecessor-version":[{"id":4256,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/posts\/4249\/revisions\/4256"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media\/4252"}],"wp:attachment":[{"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/media?parent=4249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/categories?post=4249"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gencbilgiislem.com\/sigorta\/wp-json\/wp\/v2\/tags?post=4249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}